▼ 0.50% · 3.625%
HK$19,825
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,442
−HK$627/mo
Today · 4.125%
HK$21,069
baseline
▲ 0.50% · 4.625%
HK$22,351
+HK$1,282/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,138/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,056
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,647
−HK$600/mo
Today · 4.125%
HK$23,247
baseline
▲ 0.50% · 4.625%
HK$24,472
+HK$1,225/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,494/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,808
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,486
−HK$689/mo
Today · 4.125%
HK$23,175
baseline
▲ 0.50% · 4.625%
HK$24,586
+HK$1,411/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,350/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,261
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,912
−HK$660/mo
Today · 4.125%
HK$25,572
baseline
▲ 0.50% · 4.625%
HK$26,920
+HK$1,348/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,144/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,790
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,530
−HK$752/mo
Today · 4.125%
HK$25,282
baseline
▲ 0.50% · 4.625%
HK$26,821
+HK$1,539/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,564/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,467
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,176
−HK$721/mo
Today · 4.125%
HK$27,897
baseline
▲ 0.50% · 4.625%
HK$29,367
+HK$1,470/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,794/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,773
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,575
−HK$814/mo
Today · 4.125%
HK$27,389
baseline
▲ 0.50% · 4.625%
HK$29,056
+HK$1,667/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,778/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,672
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,441
−HK$780/mo
Today · 4.125%
HK$30,221
baseline
▲ 0.50% · 4.625%
HK$31,814
+HK$1,593/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,442/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,756
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,619
−HK$877/mo
Today · 4.125%
HK$29,496
baseline
▲ 0.50% · 4.625%
HK$31,291
+HK$1,795/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$58,992/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,878
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,706
−HK$840/mo
Today · 4.125%
HK$32,546
baseline
▲ 0.50% · 4.625%
HK$34,261
+HK$1,715/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,092/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,738
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,663
−HK$940/mo
Today · 4.125%
HK$31,603
baseline
▲ 0.50% · 4.625%
HK$33,526
+HK$1,923/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,206/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,083
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,971
−HK$900/mo
Today · 4.125%
HK$34,871
baseline
▲ 0.50% · 4.625%
HK$36,709
+HK$1,838/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,742/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,721
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,707
−HK$1,003/mo
Today · 4.125%
HK$33,710
baseline
▲ 0.50% · 4.625%
HK$35,761
+HK$2,051/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,420/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,289
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,235
−HK$960/mo
Today · 4.125%
HK$37,195
baseline
▲ 0.50% · 4.625%
HK$39,156
+HK$1,961/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,390/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,703
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,751
−HK$1,066/mo
Today · 4.125%
HK$35,817
baseline
▲ 0.50% · 4.625%
HK$37,996
+HK$2,179/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,634/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,494
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,500
−HK$1,020/mo
Today · 4.125%
HK$39,520
baseline
▲ 0.50% · 4.625%
HK$41,603
+HK$2,083/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,040/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,686
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,796
−HK$1,127/mo
Today · 4.125%
HK$37,923
baseline
▲ 0.50% · 4.625%
HK$40,231
+HK$2,308/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,846/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,700
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,765
−HK$1,080/mo
Today · 4.125%
HK$41,845
baseline
▲ 0.50% · 4.625%
HK$44,050
+HK$2,205/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,690/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,831 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).