▼ 0.50% · 3.625%
HK$19,624
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,235
−HK$620/mo
Today · 4.125%
HK$20,855
baseline
▲ 0.50% · 4.625%
HK$22,124
+HK$1,269/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,710/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,832
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,417
−HK$594/mo
Today · 4.125%
HK$23,011
baseline
▲ 0.50% · 4.625%
HK$24,224
+HK$1,213/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$46,022/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,587
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,258
−HK$682/mo
Today · 4.125%
HK$22,940
baseline
▲ 0.50% · 4.625%
HK$24,336
+HK$1,396/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,880/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,015
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,659
−HK$653/mo
Today · 4.125%
HK$25,312
baseline
▲ 0.50% · 4.625%
HK$26,646
+HK$1,334/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,624/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,549
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,281
−HK$745/mo
Today · 4.125%
HK$25,026
baseline
▲ 0.50% · 4.625%
HK$26,548
+HK$1,522/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,052/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,198
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,901
−HK$712/mo
Today · 4.125%
HK$27,613
baseline
▲ 0.50% · 4.625%
HK$29,069
+HK$1,456/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,226/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,511
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,305
−HK$806/mo
Today · 4.125%
HK$27,111
baseline
▲ 0.50% · 4.625%
HK$28,761
+HK$1,650/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,222/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,381
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,142
−HK$772/mo
Today · 4.125%
HK$29,914
baseline
▲ 0.50% · 4.625%
HK$31,491
+HK$1,577/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,828/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,474
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,328
−HK$869/mo
Today · 4.125%
HK$29,197
baseline
▲ 0.50% · 4.625%
HK$30,973
+HK$1,776/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,394/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,564
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,384
−HK$832/mo
Today · 4.125%
HK$32,216
baseline
▲ 0.50% · 4.625%
HK$33,914
+HK$1,698/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,432/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,436
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,352
−HK$930/mo
Today · 4.125%
HK$31,282
baseline
▲ 0.50% · 4.625%
HK$33,186
+HK$1,904/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,564/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,747
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,626
−HK$891/mo
Today · 4.125%
HK$34,517
baseline
▲ 0.50% · 4.625%
HK$36,336
+HK$1,819/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$69,034/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,399
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,375
−HK$993/mo
Today · 4.125%
HK$33,368
baseline
▲ 0.50% · 4.625%
HK$35,398
+HK$2,030/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,736/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,931
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,867
−HK$951/mo
Today · 4.125%
HK$36,818
baseline
▲ 0.50% · 4.625%
HK$38,759
+HK$1,941/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,636/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,361
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,399
−HK$1,054/mo
Today · 4.125%
HK$35,453
baseline
▲ 0.50% · 4.625%
HK$37,610
+HK$2,157/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,906/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,114
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,109
−HK$1,010/mo
Today · 4.125%
HK$39,119
baseline
▲ 0.50% · 4.625%
HK$41,181
+HK$2,062/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,238/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,323
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,422
−HK$1,117/mo
Today · 4.125%
HK$37,539
baseline
▲ 0.50% · 4.625%
HK$39,823
+HK$2,284/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,078/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,297
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,351
−HK$1,069/mo
Today · 4.125%
HK$41,420
baseline
▲ 0.50% · 4.625%
HK$43,603
+HK$2,183/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,840/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,184 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).