▼ 0.50% · 3.625%
HK$19,372
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,975
−HK$612/mo
Today · 4.125%
HK$20,587
baseline
▲ 0.50% · 4.625%
HK$21,840
+HK$1,253/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,174/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,552
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,130
−HK$586/mo
Today · 4.125%
HK$22,716
baseline
▲ 0.50% · 4.625%
HK$23,913
+HK$1,197/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,432/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,310
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,972
−HK$674/mo
Today · 4.125%
HK$22,646
baseline
▲ 0.50% · 4.625%
HK$24,024
+HK$1,378/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,292/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,707
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,342
−HK$645/mo
Today · 4.125%
HK$24,987
baseline
▲ 0.50% · 4.625%
HK$26,305
+HK$1,318/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$49,974/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,247
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,970
−HK$735/mo
Today · 4.125%
HK$24,705
baseline
▲ 0.50% · 4.625%
HK$26,208
+HK$1,503/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,410/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,862
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,555
−HK$704/mo
Today · 4.125%
HK$27,259
baseline
▲ 0.50% · 4.625%
HK$28,696
+HK$1,437/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,518/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,184
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,967
−HK$796/mo
Today · 4.125%
HK$26,763
baseline
▲ 0.50% · 4.625%
HK$28,392
+HK$1,629/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$53,526/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,017
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,768
−HK$763/mo
Today · 4.125%
HK$29,531
baseline
▲ 0.50% · 4.625%
HK$31,087
+HK$1,556/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$59,062/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,121
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,965
−HK$857/mo
Today · 4.125%
HK$28,822
baseline
▲ 0.50% · 4.625%
HK$30,576
+HK$1,754/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,644/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,172
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,981
−HK$821/mo
Today · 4.125%
HK$31,802
baseline
▲ 0.50% · 4.625%
HK$33,479
+HK$1,677/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,604/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,059
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,962
−HK$919/mo
Today · 4.125%
HK$30,881
baseline
▲ 0.50% · 4.625%
HK$32,760
+HK$1,879/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$61,762/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,327
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,194
−HK$880/mo
Today · 4.125%
HK$34,074
baseline
▲ 0.50% · 4.625%
HK$35,870
+HK$1,796/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$68,148/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,996
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,960
−HK$979/mo
Today · 4.125%
HK$32,939
baseline
▲ 0.50% · 4.625%
HK$34,944
+HK$2,005/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,878/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,482
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,407
−HK$938/mo
Today · 4.125%
HK$36,345
baseline
▲ 0.50% · 4.625%
HK$38,261
+HK$1,916/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,690/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,933
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,957
−HK$1,041/mo
Today · 4.125%
HK$34,998
baseline
▲ 0.50% · 4.625%
HK$37,128
+HK$2,130/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$69,996/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,638
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,620
−HK$997/mo
Today · 4.125%
HK$38,617
baseline
▲ 0.50% · 4.625%
HK$40,653
+HK$2,036/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$77,234/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,870
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,955
−HK$1,102/mo
Today · 4.125%
HK$37,057
baseline
▲ 0.50% · 4.625%
HK$39,312
+HK$2,255/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,114/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,793
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,833
−HK$1,056/mo
Today · 4.125%
HK$40,889
baseline
▲ 0.50% · 4.625%
HK$43,044
+HK$2,155/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,778/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,871 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).