▼ 0.50% · 3.625%
HK$20,479
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,116
−HK$647/mo
Today · 4.125%
HK$21,763
baseline
▲ 0.50% · 4.625%
HK$23,088
+HK$1,325/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,526/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,783
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,394
−HK$620/mo
Today · 4.125%
HK$24,014
baseline
▲ 0.50% · 4.625%
HK$25,280
+HK$1,266/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,028/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,527
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,228
−HK$712/mo
Today · 4.125%
HK$23,940
baseline
▲ 0.50% · 4.625%
HK$25,397
+HK$1,457/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,880/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,061
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,733
−HK$682/mo
Today · 4.125%
HK$26,415
baseline
▲ 0.50% · 4.625%
HK$27,808
+HK$1,393/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,830/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,575
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,340
−HK$776/mo
Today · 4.125%
HK$26,116
baseline
▲ 0.50% · 4.625%
HK$27,705
+HK$1,589/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,232/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,340
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,073
−HK$744/mo
Today · 4.125%
HK$28,817
baseline
▲ 0.50% · 4.625%
HK$30,336
+HK$1,519/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,634/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,623
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,451
−HK$842/mo
Today · 4.125%
HK$28,293
baseline
▲ 0.50% · 4.625%
HK$30,014
+HK$1,721/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$56,586/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,618
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,412
−HK$806/mo
Today · 4.125%
HK$31,218
baseline
▲ 0.50% · 4.625%
HK$32,864
+HK$1,646/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$62,436/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,671
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,563
−HK$906/mo
Today · 4.125%
HK$30,469
baseline
▲ 0.50% · 4.625%
HK$32,323
+HK$1,854/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$60,938/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,896
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,752
−HK$867/mo
Today · 4.125%
HK$33,619
baseline
▲ 0.50% · 4.625%
HK$35,392
+HK$1,773/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$67,238/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,719
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,674
−HK$971/mo
Today · 4.125%
HK$32,645
baseline
▲ 0.50% · 4.625%
HK$34,632
+HK$1,987/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,290/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,174
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,091
−HK$930/mo
Today · 4.125%
HK$36,021
baseline
▲ 0.50% · 4.625%
HK$37,919
+HK$1,898/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,042/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,767
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,786
−HK$1,036/mo
Today · 4.125%
HK$34,822
baseline
▲ 0.50% · 4.625%
HK$36,940
+HK$2,118/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$69,644/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,453
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,430
−HK$992/mo
Today · 4.125%
HK$38,422
baseline
▲ 0.50% · 4.625%
HK$40,447
+HK$2,025/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$76,844/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,815
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,898
−HK$1,100/mo
Today · 4.125%
HK$36,998
baseline
▲ 0.50% · 4.625%
HK$39,249
+HK$2,251/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,996/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,731
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,770
−HK$1,054/mo
Today · 4.125%
HK$40,824
baseline
▲ 0.50% · 4.625%
HK$42,975
+HK$2,151/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,648/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,863
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$38,009
−HK$1,165/mo
Today · 4.125%
HK$39,174
baseline
▲ 0.50% · 4.625%
HK$41,558
+HK$2,384/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,348/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,009
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,109
−HK$1,116/mo
Today · 4.125%
HK$43,225
baseline
▲ 0.50% · 4.625%
HK$45,503
+HK$2,278/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,450/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,434 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).