▼ 0.50% · 3.625%
HK$20,460
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,097
−HK$647/mo
Today · 4.125%
HK$21,744
baseline
▲ 0.50% · 4.625%
HK$23,067
+HK$1,323/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,488/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,762
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,373
−HK$619/mo
Today · 4.125%
HK$23,992
baseline
▲ 0.50% · 4.625%
HK$25,256
+HK$1,264/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$47,984/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,507
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,207
−HK$711/mo
Today · 4.125%
HK$23,918
baseline
▲ 0.50% · 4.625%
HK$25,373
+HK$1,455/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,836/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,038
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,710
−HK$681/mo
Today · 4.125%
HK$26,391
baseline
▲ 0.50% · 4.625%
HK$27,782
+HK$1,391/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,782/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,553
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,316
−HK$776/mo
Today · 4.125%
HK$26,092
baseline
▲ 0.50% · 4.625%
HK$27,680
+HK$1,588/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,184/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,314
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,047
−HK$743/mo
Today · 4.125%
HK$28,790
baseline
▲ 0.50% · 4.625%
HK$30,308
+HK$1,518/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,580/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,599
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,426
−HK$841/mo
Today · 4.125%
HK$28,267
baseline
▲ 0.50% · 4.625%
HK$29,987
+HK$1,720/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,534/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,591
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,384
−HK$805/mo
Today · 4.125%
HK$31,189
baseline
▲ 0.50% · 4.625%
HK$32,833
+HK$1,644/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,378/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,645
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,536
−HK$905/mo
Today · 4.125%
HK$30,441
baseline
▲ 0.50% · 4.625%
HK$32,293
+HK$1,852/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,882/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,867
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,722
−HK$867/mo
Today · 4.125%
HK$33,589
baseline
▲ 0.50% · 4.625%
HK$35,359
+HK$1,770/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,178/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,691
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,645
−HK$970/mo
Today · 4.125%
HK$32,615
baseline
▲ 0.50% · 4.625%
HK$34,600
+HK$1,985/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,230/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,143
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,059
−HK$929/mo
Today · 4.125%
HK$35,988
baseline
▲ 0.50% · 4.625%
HK$37,885
+HK$1,897/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,976/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,737
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,755
−HK$1,035/mo
Today · 4.125%
HK$34,790
baseline
▲ 0.50% · 4.625%
HK$36,907
+HK$2,117/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$69,580/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,419
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,396
−HK$991/mo
Today · 4.125%
HK$38,387
baseline
▲ 0.50% · 4.625%
HK$40,410
+HK$2,023/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$76,774/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,783
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,865
−HK$1,099/mo
Today · 4.125%
HK$36,964
baseline
▲ 0.50% · 4.625%
HK$39,213
+HK$2,249/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,928/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,696
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,733
−HK$1,053/mo
Today · 4.125%
HK$40,786
baseline
▲ 0.50% · 4.625%
HK$42,936
+HK$2,150/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,572/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,829
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,974
−HK$1,164/mo
Today · 4.125%
HK$39,138
baseline
▲ 0.50% · 4.625%
HK$41,520
+HK$2,382/mo
Deposit HK$897K · loan HK$8.08M · min. income ≈ HK$78,276/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,972
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,071
−HK$1,114/mo
Today · 4.125%
HK$43,185
baseline
▲ 0.50% · 4.625%
HK$45,462
+HK$2,277/mo
Deposit HK$897K · loan HK$8.08M · min. income ≈ HK$86,370/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,187 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).