▼ 0.50% · 3.625%
HK$19,768
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,383
−HK$624/mo
Today · 4.125%
HK$21,007
baseline
▲ 0.50% · 4.625%
HK$22,286
+HK$1,279/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$42,014/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,991
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,581
−HK$599/mo
Today · 4.125%
HK$23,180
baseline
▲ 0.50% · 4.625%
HK$24,401
+HK$1,221/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,360/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,745
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,421
−HK$687/mo
Today · 4.125%
HK$23,108
baseline
▲ 0.50% · 4.625%
HK$24,514
+HK$1,406/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,216/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,191
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,839
−HK$659/mo
Today · 4.125%
HK$25,498
baseline
▲ 0.50% · 4.625%
HK$26,842
+HK$1,344/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$50,996/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,721
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,459
−HK$750/mo
Today · 4.125%
HK$25,209
baseline
▲ 0.50% · 4.625%
HK$26,743
+HK$1,534/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,418/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,390
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,097
−HK$718/mo
Today · 4.125%
HK$27,815
baseline
▲ 0.50% · 4.625%
HK$29,282
+HK$1,467/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,630/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,698
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,497
−HK$813/mo
Today · 4.125%
HK$27,310
baseline
▲ 0.50% · 4.625%
HK$28,971
+HK$1,661/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,620/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,589
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,356
−HK$777/mo
Today · 4.125%
HK$30,133
baseline
▲ 0.50% · 4.625%
HK$31,722
+HK$1,589/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,266/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,675
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,536
−HK$874/mo
Today · 4.125%
HK$29,410
baseline
▲ 0.50% · 4.625%
HK$31,200
+HK$1,790/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,820/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,788
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,614
−HK$837/mo
Today · 4.125%
HK$32,451
baseline
▲ 0.50% · 4.625%
HK$34,162
+HK$1,711/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,902/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,652
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,574
−HK$937/mo
Today · 4.125%
HK$31,511
baseline
▲ 0.50% · 4.625%
HK$33,428
+HK$1,917/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$63,022/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,987
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,872
−HK$897/mo
Today · 4.125%
HK$34,769
baseline
▲ 0.50% · 4.625%
HK$36,602
+HK$1,833/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,538/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,628
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,612
−HK$1,000/mo
Today · 4.125%
HK$33,612
baseline
▲ 0.50% · 4.625%
HK$35,657
+HK$2,045/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$67,224/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,186
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,130
−HK$957/mo
Today · 4.125%
HK$37,087
baseline
▲ 0.50% · 4.625%
HK$39,042
+HK$1,955/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$74,174/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,605
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,650
−HK$1,063/mo
Today · 4.125%
HK$35,713
baseline
▲ 0.50% · 4.625%
HK$37,886
+HK$2,173/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,426/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,385
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,388
−HK$1,017/mo
Today · 4.125%
HK$39,405
baseline
▲ 0.50% · 4.625%
HK$41,482
+HK$2,077/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,810/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,582
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,689
−HK$1,124/mo
Today · 4.125%
HK$37,813
baseline
▲ 0.50% · 4.625%
HK$40,114
+HK$2,301/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$75,626/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,585
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,646
−HK$1,077/mo
Today · 4.125%
HK$41,723
baseline
▲ 0.50% · 4.625%
HK$43,922
+HK$2,199/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$83,446/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,073 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).