▼ 0.50% · 3.625%
HK$19,902
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,521
−HK$629/mo
Today · 4.125%
HK$21,150
baseline
▲ 0.50% · 4.625%
HK$22,437
+HK$1,287/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,300/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,141
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,735
−HK$602/mo
Today · 4.125%
HK$23,337
baseline
▲ 0.50% · 4.625%
HK$24,567
+HK$1,230/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,674/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,892
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,573
−HK$692/mo
Today · 4.125%
HK$23,265
baseline
▲ 0.50% · 4.625%
HK$24,681
+HK$1,416/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,530/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,355
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,008
−HK$663/mo
Today · 4.125%
HK$25,671
baseline
▲ 0.50% · 4.625%
HK$27,024
+HK$1,353/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,342/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,883
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,625
−HK$755/mo
Today · 4.125%
HK$25,380
baseline
▲ 0.50% · 4.625%
HK$26,925
+HK$1,545/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,760/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,569
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,282
−HK$723/mo
Today · 4.125%
HK$28,005
baseline
▲ 0.50% · 4.625%
HK$29,481
+HK$1,476/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,010/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,873
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,678
−HK$817/mo
Today · 4.125%
HK$27,495
baseline
▲ 0.50% · 4.625%
HK$29,168
+HK$1,673/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,990/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,783
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,555
−HK$783/mo
Today · 4.125%
HK$30,338
baseline
▲ 0.50% · 4.625%
HK$31,937
+HK$1,599/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,676/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,863
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,730
−HK$880/mo
Today · 4.125%
HK$29,610
baseline
▲ 0.50% · 4.625%
HK$31,412
+HK$1,802/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,220/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,997
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,829
−HK$843/mo
Today · 4.125%
HK$32,672
baseline
▲ 0.50% · 4.625%
HK$34,394
+HK$1,722/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,344/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,853
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,782
−HK$943/mo
Today · 4.125%
HK$31,725
baseline
▲ 0.50% · 4.625%
HK$33,656
+HK$1,931/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,450/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,211
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,102
−HK$904/mo
Today · 4.125%
HK$35,006
baseline
▲ 0.50% · 4.625%
HK$36,851
+HK$1,845/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,012/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,843
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,834
−HK$1,006/mo
Today · 4.125%
HK$33,840
baseline
▲ 0.50% · 4.625%
HK$35,899
+HK$2,059/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$67,680/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,426
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,376
−HK$963/mo
Today · 4.125%
HK$37,339
baseline
▲ 0.50% · 4.625%
HK$39,308
+HK$1,969/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$74,678/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,834
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,886
−HK$1,069/mo
Today · 4.125%
HK$35,955
baseline
▲ 0.50% · 4.625%
HK$38,143
+HK$2,188/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,910/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,640
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,649
−HK$1,024/mo
Today · 4.125%
HK$39,673
baseline
▲ 0.50% · 4.625%
HK$41,764
+HK$2,091/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,346/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,824
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,938
−HK$1,132/mo
Today · 4.125%
HK$38,070
baseline
▲ 0.50% · 4.625%
HK$40,387
+HK$2,317/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$76,140/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,854
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,923
−HK$1,084/mo
Today · 4.125%
HK$42,007
baseline
▲ 0.50% · 4.625%
HK$44,221
+HK$2,214/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$84,014/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,841 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).