▼ 0.50% · 3.625%
HK$20,440
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,076
−HK$646/mo
Today · 4.125%
HK$21,722
baseline
▲ 0.50% · 4.625%
HK$23,044
+HK$1,322/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,444/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,740
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,349
−HK$619/mo
Today · 4.125%
HK$23,968
baseline
▲ 0.50% · 4.625%
HK$25,231
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,936/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,484
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,184
−HK$710/mo
Today · 4.125%
HK$23,894
baseline
▲ 0.50% · 4.625%
HK$25,348
+HK$1,454/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,788/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,014
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,684
−HK$681/mo
Today · 4.125%
HK$26,365
baseline
▲ 0.50% · 4.625%
HK$27,755
+HK$1,390/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,730/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,528
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,291
−HK$775/mo
Today · 4.125%
HK$26,066
baseline
▲ 0.50% · 4.625%
HK$27,652
+HK$1,586/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,132/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,287
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,019
−HK$743/mo
Today · 4.125%
HK$28,762
baseline
▲ 0.50% · 4.625%
HK$30,278
+HK$1,516/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,524/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,572
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,399
−HK$840/mo
Today · 4.125%
HK$28,239
baseline
▲ 0.50% · 4.625%
HK$29,957
+HK$1,718/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,478/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,561
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,354
−HK$805/mo
Today · 4.125%
HK$31,159
baseline
▲ 0.50% · 4.625%
HK$32,801
+HK$1,642/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,318/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,616
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,506
−HK$905/mo
Today · 4.125%
HK$30,411
baseline
▲ 0.50% · 4.625%
HK$32,261
+HK$1,850/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,822/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,835
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,689
−HK$866/mo
Today · 4.125%
HK$33,555
baseline
▲ 0.50% · 4.625%
HK$35,324
+HK$1,769/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,110/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,660
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,614
−HK$969/mo
Today · 4.125%
HK$32,583
baseline
▲ 0.50% · 4.625%
HK$34,566
+HK$1,983/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,166/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,109
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,024
−HK$928/mo
Today · 4.125%
HK$35,952
baseline
▲ 0.50% · 4.625%
HK$37,847
+HK$1,895/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,904/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,704
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,722
−HK$1,033/mo
Today · 4.125%
HK$34,755
baseline
▲ 0.50% · 4.625%
HK$36,870
+HK$2,115/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,510/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,383
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,359
−HK$990/mo
Today · 4.125%
HK$38,349
baseline
▲ 0.50% · 4.625%
HK$40,370
+HK$2,021/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,698/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,748
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,829
−HK$1,098/mo
Today · 4.125%
HK$36,927
baseline
▲ 0.50% · 4.625%
HK$39,174
+HK$2,247/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$73,854/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,657
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,694
−HK$1,052/mo
Today · 4.125%
HK$40,746
baseline
▲ 0.50% · 4.625%
HK$42,894
+HK$2,148/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$81,492/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,792
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,937
−HK$1,163/mo
Today · 4.125%
HK$39,100
baseline
▲ 0.50% · 4.625%
HK$41,479
+HK$2,379/mo
Deposit HK$896K · loan HK$8.07M · min. income ≈ HK$78,200/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,931
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,029
−HK$1,114/mo
Today · 4.125%
HK$43,143
baseline
▲ 0.50% · 4.625%
HK$45,417
+HK$2,274/mo
Deposit HK$896K · loan HK$8.07M · min. income ≈ HK$86,286/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,921 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).