▼ 0.50% · 3.625%
HK$19,601
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,211
−HK$619/mo
Today · 4.125%
HK$20,830
baseline
▲ 0.50% · 4.625%
HK$22,098
+HK$1,268/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,660/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,806
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,391
−HK$593/mo
Today · 4.125%
HK$22,984
baseline
▲ 0.50% · 4.625%
HK$24,196
+HK$1,212/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,968/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,561
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,232
−HK$682/mo
Today · 4.125%
HK$22,914
baseline
▲ 0.50% · 4.625%
HK$24,308
+HK$1,394/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,828/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,987
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,630
−HK$653/mo
Today · 4.125%
HK$25,283
baseline
▲ 0.50% · 4.625%
HK$26,616
+HK$1,333/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,566/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,522
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,253
−HK$744/mo
Today · 4.125%
HK$24,997
baseline
▲ 0.50% · 4.625%
HK$26,518
+HK$1,521/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$49,994/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,168
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,869
−HK$712/mo
Today · 4.125%
HK$27,581
baseline
▲ 0.50% · 4.625%
HK$29,035
+HK$1,454/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,162/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,482
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,274
−HK$806/mo
Today · 4.125%
HK$27,080
baseline
▲ 0.50% · 4.625%
HK$28,727
+HK$1,647/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,160/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,348
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,108
−HK$772/mo
Today · 4.125%
HK$29,880
baseline
▲ 0.50% · 4.625%
HK$31,455
+HK$1,575/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,760/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,442
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,295
−HK$868/mo
Today · 4.125%
HK$29,163
baseline
▲ 0.50% · 4.625%
HK$30,937
+HK$1,774/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,326/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,529
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,348
−HK$830/mo
Today · 4.125%
HK$32,178
baseline
▲ 0.50% · 4.625%
HK$33,874
+HK$1,696/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,356/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,402
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,317
−HK$929/mo
Today · 4.125%
HK$31,246
baseline
▲ 0.50% · 4.625%
HK$33,147
+HK$1,901/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,492/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,709
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,587
−HK$890/mo
Today · 4.125%
HK$34,477
baseline
▲ 0.50% · 4.625%
HK$36,294
+HK$1,817/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$68,954/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,362
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,338
−HK$991/mo
Today · 4.125%
HK$33,329
baseline
▲ 0.50% · 4.625%
HK$35,357
+HK$2,028/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,658/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,890
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,826
−HK$949/mo
Today · 4.125%
HK$36,775
baseline
▲ 0.50% · 4.625%
HK$38,713
+HK$1,938/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,550/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,322
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,359
−HK$1,053/mo
Today · 4.125%
HK$35,412
baseline
▲ 0.50% · 4.625%
HK$37,567
+HK$2,155/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,824/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,071
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,065
−HK$1,008/mo
Today · 4.125%
HK$39,073
baseline
▲ 0.50% · 4.625%
HK$41,133
+HK$2,060/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,146/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,282
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,380
−HK$1,115/mo
Today · 4.125%
HK$37,495
baseline
▲ 0.50% · 4.625%
HK$39,776
+HK$2,281/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$74,990/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,251
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,304
−HK$1,068/mo
Today · 4.125%
HK$41,372
baseline
▲ 0.50% · 4.625%
HK$43,553
+HK$2,181/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$82,744/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,884 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).