▼ 0.50% · 3.625%
HK$18,158
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,723
−HK$574/mo
Today · 4.125%
HK$19,297
baseline
▲ 0.50% · 4.625%
HK$20,471
+HK$1,174/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,594/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,201
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,743
−HK$549/mo
Today · 4.125%
HK$21,292
baseline
▲ 0.50% · 4.625%
HK$22,415
+HK$1,123/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,584/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,974
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,595
−HK$632/mo
Today · 4.125%
HK$21,227
baseline
▲ 0.50% · 4.625%
HK$22,518
+HK$1,291/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$42,454/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,221
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,817
−HK$604/mo
Today · 4.125%
HK$23,421
baseline
▲ 0.50% · 4.625%
HK$24,656
+HK$1,235/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$46,842/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,790
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,468
−HK$688/mo
Today · 4.125%
HK$23,156
baseline
▲ 0.50% · 4.625%
HK$24,565
+HK$1,409/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,312/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,241
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,891
−HK$660/mo
Today · 4.125%
HK$25,551
baseline
▲ 0.50% · 4.625%
HK$26,897
+HK$1,346/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,102/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,606
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,340
−HK$746/mo
Today · 4.125%
HK$25,086
baseline
▲ 0.50% · 4.625%
HK$26,612
+HK$1,526/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,172/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,261
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,965
−HK$715/mo
Today · 4.125%
HK$27,680
baseline
▲ 0.50% · 4.625%
HK$29,139
+HK$1,459/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,360/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,421
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,212
−HK$804/mo
Today · 4.125%
HK$27,016
baseline
▲ 0.50% · 4.625%
HK$28,659
+HK$1,643/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$54,032/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,281
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,040
−HK$769/mo
Today · 4.125%
HK$29,809
baseline
▲ 0.50% · 4.625%
HK$31,380
+HK$1,571/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$59,618/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,237
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,084
−HK$861/mo
Today · 4.125%
HK$28,945
baseline
▲ 0.50% · 4.625%
HK$30,707
+HK$1,762/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$57,890/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,301
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,114
−HK$824/mo
Today · 4.125%
HK$31,938
baseline
▲ 0.50% · 4.625%
HK$33,622
+HK$1,684/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$63,876/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,053
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,957
−HK$918/mo
Today · 4.125%
HK$30,875
baseline
▲ 0.50% · 4.625%
HK$32,754
+HK$1,879/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$61,750/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,321
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,188
−HK$879/mo
Today · 4.125%
HK$34,067
baseline
▲ 0.50% · 4.625%
HK$35,863
+HK$1,796/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$68,134/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,869
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,829
−HK$976/mo
Today · 4.125%
HK$32,805
baseline
▲ 0.50% · 4.625%
HK$34,801
+HK$1,996/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$65,610/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,341
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,262
−HK$935/mo
Today · 4.125%
HK$36,197
baseline
▲ 0.50% · 4.625%
HK$38,105
+HK$1,908/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$72,394/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,685
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,701
−HK$1,033/mo
Today · 4.125%
HK$34,734
baseline
▲ 0.50% · 4.625%
HK$36,848
+HK$2,114/mo
Deposit HK$796K · loan HK$7.17M · min. income ≈ HK$69,468/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,361
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,337
−HK$989/mo
Today · 4.125%
HK$38,326
baseline
▲ 0.50% · 4.625%
HK$40,346
+HK$2,020/mo
Deposit HK$796K · loan HK$7.17M · min. income ≈ HK$76,652/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,897 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).