▼ 0.50% · 3.625%
HK$19,503
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,110
−HK$616/mo
Today · 4.125%
HK$20,726
baseline
▲ 0.50% · 4.625%
HK$21,987
+HK$1,261/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,452/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,697
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,279
−HK$590/mo
Today · 4.125%
HK$22,869
baseline
▲ 0.50% · 4.625%
HK$24,075
+HK$1,206/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,738/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,454
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,121
−HK$678/mo
Today · 4.125%
HK$22,799
baseline
▲ 0.50% · 4.625%
HK$24,186
+HK$1,387/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$45,598/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,867
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,507
−HK$649/mo
Today · 4.125%
HK$25,156
baseline
▲ 0.50% · 4.625%
HK$26,482
+HK$1,326/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$50,312/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,404
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,132
−HK$739/mo
Today · 4.125%
HK$24,871
baseline
▲ 0.50% · 4.625%
HK$26,385
+HK$1,514/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,742/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,037
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,735
−HK$708/mo
Today · 4.125%
HK$27,443
baseline
▲ 0.50% · 4.625%
HK$28,890
+HK$1,447/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,886/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,354
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,143
−HK$801/mo
Today · 4.125%
HK$26,944
baseline
▲ 0.50% · 4.625%
HK$28,584
+HK$1,640/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$53,888/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,206
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,963
−HK$767/mo
Today · 4.125%
HK$29,730
baseline
▲ 0.50% · 4.625%
HK$31,297
+HK$1,567/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$59,460/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,304
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,154
−HK$863/mo
Today · 4.125%
HK$29,017
baseline
▲ 0.50% · 4.625%
HK$30,782
+HK$1,765/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,034/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,376
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,191
−HK$826/mo
Today · 4.125%
HK$32,017
baseline
▲ 0.50% · 4.625%
HK$33,705
+HK$1,688/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,034/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,255
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,165
−HK$924/mo
Today · 4.125%
HK$31,089
baseline
▲ 0.50% · 4.625%
HK$32,981
+HK$1,892/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,178/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,546
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,419
−HK$885/mo
Today · 4.125%
HK$34,304
baseline
▲ 0.50% · 4.625%
HK$36,112
+HK$1,808/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,608/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,205
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,176
−HK$986/mo
Today · 4.125%
HK$33,162
baseline
▲ 0.50% · 4.625%
HK$35,180
+HK$2,018/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,324/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,715
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,646
−HK$945/mo
Today · 4.125%
HK$36,591
baseline
▲ 0.50% · 4.625%
HK$38,520
+HK$1,929/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,182/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,155
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,187
−HK$1,048/mo
Today · 4.125%
HK$35,235
baseline
▲ 0.50% · 4.625%
HK$37,378
+HK$2,143/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$70,470/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,885
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,874
−HK$1,004/mo
Today · 4.125%
HK$38,878
baseline
▲ 0.50% · 4.625%
HK$40,927
+HK$2,049/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$77,756/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,106
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,198
−HK$1,109/mo
Today · 4.125%
HK$37,307
baseline
▲ 0.50% · 4.625%
HK$39,577
+HK$2,270/mo
Deposit HK$855K · loan HK$7.70M · min. income ≈ HK$74,614/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,055
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,102
−HK$1,063/mo
Today · 4.125%
HK$41,165
baseline
▲ 0.50% · 4.625%
HK$43,335
+HK$2,170/mo
Deposit HK$855K · loan HK$7.70M · min. income ≈ HK$82,330/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,593 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).