▼ 0.50% · 3.625%
HK$19,624
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,234
−HK$620/mo
Today · 4.125%
HK$20,854
baseline
▲ 0.50% · 4.625%
HK$22,123
+HK$1,269/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,708/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,831
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,417
−HK$594/mo
Today · 4.125%
HK$23,011
baseline
▲ 0.50% · 4.625%
HK$24,223
+HK$1,212/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$46,022/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,586
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,257
−HK$683/mo
Today · 4.125%
HK$22,940
baseline
▲ 0.50% · 4.625%
HK$24,335
+HK$1,395/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,880/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,014
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,658
−HK$654/mo
Today · 4.125%
HK$25,312
baseline
▲ 0.50% · 4.625%
HK$26,646
+HK$1,334/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,624/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,548
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,281
−HK$744/mo
Today · 4.125%
HK$25,025
baseline
▲ 0.50% · 4.625%
HK$26,548
+HK$1,523/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,050/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,197
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,900
−HK$713/mo
Today · 4.125%
HK$27,613
baseline
▲ 0.50% · 4.625%
HK$29,068
+HK$1,455/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,226/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,511
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,304
−HK$806/mo
Today · 4.125%
HK$27,110
baseline
▲ 0.50% · 4.625%
HK$28,760
+HK$1,650/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,220/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,380
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,142
−HK$772/mo
Today · 4.125%
HK$29,914
baseline
▲ 0.50% · 4.625%
HK$31,490
+HK$1,576/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,828/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,473
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,328
−HK$868/mo
Today · 4.125%
HK$29,196
baseline
▲ 0.50% · 4.625%
HK$30,972
+HK$1,776/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,392/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,563
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,383
−HK$832/mo
Today · 4.125%
HK$32,215
baseline
▲ 0.50% · 4.625%
HK$33,913
+HK$1,698/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,430/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,435
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,351
−HK$930/mo
Today · 4.125%
HK$31,281
baseline
▲ 0.50% · 4.625%
HK$33,185
+HK$1,904/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,562/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,747
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,625
−HK$891/mo
Today · 4.125%
HK$34,516
baseline
▲ 0.50% · 4.625%
HK$36,335
+HK$1,819/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$69,032/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,398
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,374
−HK$993/mo
Today · 4.125%
HK$33,367
baseline
▲ 0.50% · 4.625%
HK$35,397
+HK$2,030/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,734/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,930
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,866
−HK$951/mo
Today · 4.125%
HK$36,817
baseline
▲ 0.50% · 4.625%
HK$38,757
+HK$1,940/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,634/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,360
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,398
−HK$1,054/mo
Today · 4.125%
HK$35,452
baseline
▲ 0.50% · 4.625%
HK$37,609
+HK$2,157/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,904/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,113
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,108
−HK$1,010/mo
Today · 4.125%
HK$39,118
baseline
▲ 0.50% · 4.625%
HK$41,180
+HK$2,062/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,236/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,322
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,421
−HK$1,116/mo
Today · 4.125%
HK$37,537
baseline
▲ 0.50% · 4.625%
HK$39,822
+HK$2,285/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,074/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,296
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,350
−HK$1,069/mo
Today · 4.125%
HK$41,419
baseline
▲ 0.50% · 4.625%
HK$43,602
+HK$2,183/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,838/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,177 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).