▼ 0.50% · 3.625%
HK$18,593
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,171
−HK$588/mo
Today · 4.125%
HK$19,759
baseline
▲ 0.50% · 4.625%
HK$20,961
+HK$1,202/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,518/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,684
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,239
−HK$563/mo
Today · 4.125%
HK$21,802
baseline
▲ 0.50% · 4.625%
HK$22,951
+HK$1,149/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,604/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,452
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,088
−HK$647/mo
Today · 4.125%
HK$21,735
baseline
▲ 0.50% · 4.625%
HK$23,057
+HK$1,322/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$43,470/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,753
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,363
−HK$619/mo
Today · 4.125%
HK$23,982
baseline
▲ 0.50% · 4.625%
HK$25,246
+HK$1,264/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$47,964/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,311
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,005
−HK$706/mo
Today · 4.125%
HK$23,711
baseline
▲ 0.50% · 4.625%
HK$25,153
+HK$1,442/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,422/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,821
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,487
−HK$675/mo
Today · 4.125%
HK$26,162
baseline
▲ 0.50% · 4.625%
HK$27,541
+HK$1,379/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,324/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,171
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,923
−HK$763/mo
Today · 4.125%
HK$25,686
baseline
▲ 0.50% · 4.625%
HK$27,249
+HK$1,563/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$51,372/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,890
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,611
−HK$731/mo
Today · 4.125%
HK$28,342
baseline
▲ 0.50% · 4.625%
HK$29,836
+HK$1,494/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$56,684/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,030
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,840
−HK$822/mo
Today · 4.125%
HK$27,662
baseline
▲ 0.50% · 4.625%
HK$29,346
+HK$1,684/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,324/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,958
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,735
−HK$788/mo
Today · 4.125%
HK$30,523
baseline
▲ 0.50% · 4.625%
HK$32,132
+HK$1,609/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,046/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,889
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,757
−HK$881/mo
Today · 4.125%
HK$29,638
baseline
▲ 0.50% · 4.625%
HK$31,442
+HK$1,804/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,276/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,027
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,859
−HK$844/mo
Today · 4.125%
HK$32,703
baseline
▲ 0.50% · 4.625%
HK$34,427
+HK$1,724/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,406/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,749
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,674
−HK$940/mo
Today · 4.125%
HK$31,614
baseline
▲ 0.50% · 4.625%
HK$33,538
+HK$1,924/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,228/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,095
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,983
−HK$900/mo
Today · 4.125%
HK$34,883
baseline
▲ 0.50% · 4.625%
HK$36,722
+HK$1,839/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,766/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,608
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,591
−HK$999/mo
Today · 4.125%
HK$33,590
baseline
▲ 0.50% · 4.625%
HK$35,634
+HK$2,044/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,180/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,163
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,107
−HK$956/mo
Today · 4.125%
HK$37,063
baseline
▲ 0.50% · 4.625%
HK$39,017
+HK$1,954/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,126/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,467
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,508
−HK$1,058/mo
Today · 4.125%
HK$35,566
baseline
▲ 0.50% · 4.625%
HK$37,730
+HK$2,164/mo
Deposit HK$815K · loan HK$7.34M · min. income ≈ HK$71,132/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,232
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,230
−HK$1,013/mo
Today · 4.125%
HK$39,243
baseline
▲ 0.50% · 4.625%
HK$41,312
+HK$2,069/mo
Deposit HK$815K · loan HK$7.34M · min. income ≈ HK$78,486/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,616 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).