▼ 0.50% · 3.625%
HK$15,852
−HK$994/mo
▼ 0.25% · 3.875%
HK$16,345
−HK$501/mo
Today · 4.125%
HK$16,846
baseline
▲ 0.50% · 4.625%
HK$17,871
+HK$1,025/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$33,692/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,635
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,108
−HK$480/mo
Today · 4.125%
HK$18,588
baseline
▲ 0.50% · 4.625%
HK$19,568
+HK$980/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$37,176/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,437
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,980
−HK$551/mo
Today · 4.125%
HK$18,531
baseline
▲ 0.50% · 4.625%
HK$19,658
+HK$1,127/mo
Deposit HK$3.13M · loan HK$3.82M · min. income ≈ HK$37,062/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,399
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,919
−HK$528/mo
Today · 4.125%
HK$20,447
baseline
▲ 0.50% · 4.625%
HK$21,525
+HK$1,078/mo
Deposit HK$3.13M · loan HK$3.82M · min. income ≈ HK$40,894/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,023
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,614
−HK$601/mo
Today · 4.125%
HK$20,215
baseline
▲ 0.50% · 4.625%
HK$21,445
+HK$1,230/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,430/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,162
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,730
−HK$576/mo
Today · 4.125%
HK$22,306
baseline
▲ 0.50% · 4.625%
HK$23,481
+HK$1,175/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,612/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,608
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,249
−HK$651/mo
Today · 4.125%
HK$21,900
baseline
▲ 0.50% · 4.625%
HK$23,233
+HK$1,333/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$43,800/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,926
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,541
−HK$624/mo
Today · 4.125%
HK$24,165
baseline
▲ 0.50% · 4.625%
HK$25,438
+HK$1,273/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$48,330/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,193
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,883
−HK$702/mo
Today · 4.125%
HK$23,585
baseline
▲ 0.50% · 4.625%
HK$25,020
+HK$1,435/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$47,170/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,689
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,352
−HK$671/mo
Today · 4.125%
HK$26,023
baseline
▲ 0.50% · 4.625%
HK$27,395
+HK$1,372/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$52,046/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,778
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,518
−HK$751/mo
Today · 4.125%
HK$25,269
baseline
▲ 0.50% · 4.625%
HK$26,807
+HK$1,538/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$50,538/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,453
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,162
−HK$720/mo
Today · 4.125%
HK$27,882
baseline
▲ 0.50% · 4.625%
HK$29,352
+HK$1,470/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$55,764/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,363
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,152
−HK$802/mo
Today · 4.125%
HK$26,954
baseline
▲ 0.50% · 4.625%
HK$28,594
+HK$1,640/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$53,908/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,216
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,973
−HK$768/mo
Today · 4.125%
HK$29,741
baseline
▲ 0.50% · 4.625%
HK$31,309
+HK$1,568/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$59,482/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,949
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,787
−HK$851/mo
Today · 4.125%
HK$28,638
baseline
▲ 0.50% · 4.625%
HK$30,381
+HK$1,743/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$57,276/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,980
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,784
−HK$816/mo
Today · 4.125%
HK$31,600
baseline
▲ 0.50% · 4.625%
HK$33,265
+HK$1,665/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$63,200/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,534
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,421
−HK$902/mo
Today · 4.125%
HK$30,323
baseline
▲ 0.50% · 4.625%
HK$32,168
+HK$1,845/mo
Deposit HK$695K · loan HK$6.26M · min. income ≈ HK$60,646/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,744
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,595
−HK$864/mo
Today · 4.125%
HK$33,459
baseline
▲ 0.50% · 4.625%
HK$35,222
+HK$1,763/mo
Deposit HK$695K · loan HK$6.26M · min. income ≈ HK$66,918/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,557 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).