▼ 0.50% · 3.625%
HK$20,240
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,870
−HK$640/mo
Today · 4.125%
HK$21,510
baseline
▲ 0.50% · 4.625%
HK$22,819
+HK$1,309/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,020/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,517
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,121
−HK$613/mo
Today · 4.125%
HK$23,734
baseline
▲ 0.50% · 4.625%
HK$24,985
+HK$1,251/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,468/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,265
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,957
−HK$704/mo
Today · 4.125%
HK$23,661
baseline
▲ 0.50% · 4.625%
HK$25,100
+HK$1,439/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,322/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,769
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,433
−HK$674/mo
Today · 4.125%
HK$26,107
baseline
▲ 0.50% · 4.625%
HK$27,483
+HK$1,376/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,214/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,289
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,044
−HK$768/mo
Today · 4.125%
HK$25,812
baseline
▲ 0.50% · 4.625%
HK$27,382
+HK$1,570/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,624/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,021
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,745
−HK$736/mo
Today · 4.125%
HK$28,481
baseline
▲ 0.50% · 4.625%
HK$29,982
+HK$1,501/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$56,962/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,313
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,131
−HK$832/mo
Today · 4.125%
HK$27,963
baseline
▲ 0.50% · 4.625%
HK$29,664
+HK$1,701/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,926/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,272
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,058
−HK$796/mo
Today · 4.125%
HK$30,854
baseline
▲ 0.50% · 4.625%
HK$32,480
+HK$1,626/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,708/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,337
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,218
−HK$896/mo
Today · 4.125%
HK$30,114
baseline
▲ 0.50% · 4.625%
HK$31,946
+HK$1,832/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,228/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,524
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,370
−HK$857/mo
Today · 4.125%
HK$33,227
baseline
▲ 0.50% · 4.625%
HK$34,979
+HK$1,752/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,454/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,361
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,305
−HK$960/mo
Today · 4.125%
HK$32,265
baseline
▲ 0.50% · 4.625%
HK$34,228
+HK$1,963/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,530/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,776
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,682
−HK$919/mo
Today · 4.125%
HK$35,601
baseline
▲ 0.50% · 4.625%
HK$37,477
+HK$1,876/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,202/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,385
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,392
−HK$1,024/mo
Today · 4.125%
HK$34,416
baseline
▲ 0.50% · 4.625%
HK$36,510
+HK$2,094/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$68,832/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,028
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,994
−HK$980/mo
Today · 4.125%
HK$37,974
baseline
▲ 0.50% · 4.625%
HK$39,976
+HK$2,002/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$75,948/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,409
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,479
−HK$1,088/mo
Today · 4.125%
HK$36,567
baseline
▲ 0.50% · 4.625%
HK$38,791
+HK$2,224/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,134/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,279
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,306
−HK$1,042/mo
Today · 4.125%
HK$40,348
baseline
▲ 0.50% · 4.625%
HK$42,474
+HK$2,126/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,696/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,433
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,566
−HK$1,151/mo
Today · 4.125%
HK$38,717
baseline
▲ 0.50% · 4.625%
HK$41,073
+HK$2,356/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$77,434/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,531
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,618
−HK$1,103/mo
Today · 4.125%
HK$42,721
baseline
▲ 0.50% · 4.625%
HK$44,973
+HK$2,252/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$85,442/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,292 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).