▼ 0.50% · 3.625%
HK$3,707
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,822
−HK$117/mo
Today · 4.125%
HK$3,939
baseline
▲ 0.50% · 4.625%
HK$4,179
+HK$240/mo
Deposit HK$813K · loan HK$813K · min. income ≈ HK$7,878/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,124
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,234
−HK$113/mo
Today · 4.125%
HK$4,347
baseline
▲ 0.50% · 4.625%
HK$4,576
+HK$229/mo
Deposit HK$813K · loan HK$813K · min. income ≈ HK$8,694/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,077
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,204
−HK$129/mo
Today · 4.125%
HK$4,333
baseline
▲ 0.50% · 4.625%
HK$4,597
+HK$264/mo
Deposit HK$732K · loan HK$894K · min. income ≈ HK$8,666/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,536
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,658
−HK$123/mo
Today · 4.125%
HK$4,781
baseline
▲ 0.50% · 4.625%
HK$5,033
+HK$252/mo
Deposit HK$732K · loan HK$894K · min. income ≈ HK$9,562/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,448
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,587
−HK$140/mo
Today · 4.125%
HK$4,727
baseline
▲ 0.50% · 4.625%
HK$5,015
+HK$288/mo
Deposit HK$650K · loan HK$975K · min. income ≈ HK$9,454/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,949
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,081
−HK$135/mo
Today · 4.125%
HK$5,216
baseline
▲ 0.50% · 4.625%
HK$5,491
+HK$275/mo
Deposit HK$650K · loan HK$975K · min. income ≈ HK$10,432/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,819
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,969
−HK$152/mo
Today · 4.125%
HK$5,121
baseline
▲ 0.50% · 4.625%
HK$5,433
+HK$312/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$10,242/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,361
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,505
−HK$146/mo
Today · 4.125%
HK$5,651
baseline
▲ 0.50% · 4.625%
HK$5,948
+HK$297/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$11,302/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,190
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,351
−HK$164/mo
Today · 4.125%
HK$5,515
baseline
▲ 0.50% · 4.625%
HK$5,851
+HK$336/mo
Deposit HK$488K · loan HK$1.14M · min. income ≈ HK$11,030/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,773
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,928
−HK$157/mo
Today · 4.125%
HK$6,085
baseline
▲ 0.50% · 4.625%
HK$6,406
+HK$321/mo
Deposit HK$488K · loan HK$1.14M · min. income ≈ HK$12,170/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,560
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,733
−HK$176/mo
Today · 4.125%
HK$5,909
baseline
▲ 0.50% · 4.625%
HK$6,268
+HK$359/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$11,818/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,186
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,352
−HK$168/mo
Today · 4.125%
HK$6,520
baseline
▲ 0.50% · 4.625%
HK$6,864
+HK$344/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$13,040/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,931
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,115
−HK$188/mo
Today · 4.125%
HK$6,303
baseline
▲ 0.50% · 4.625%
HK$6,686
+HK$383/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$12,606/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,598
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,775
−HK$180/mo
Today · 4.125%
HK$6,955
baseline
▲ 0.50% · 4.625%
HK$7,321
+HK$366/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$13,910/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,302
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,498
−HK$199/mo
Today · 4.125%
HK$6,697
baseline
▲ 0.50% · 4.625%
HK$7,104
+HK$407/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$13,394/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,010
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,198
−HK$191/mo
Today · 4.125%
HK$7,389
baseline
▲ 0.50% · 4.625%
HK$7,779
+HK$390/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$14,778/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,672
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,880
−HK$211/mo
Today · 4.125%
HK$7,091
baseline
▲ 0.50% · 4.625%
HK$7,522
+HK$431/mo
Deposit HK$163K · loan HK$1.46M · min. income ≈ HK$14,182/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,423
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,622
−HK$202/mo
Today · 4.125%
HK$7,824
baseline
▲ 0.50% · 4.625%
HK$8,236
+HK$412/mo
Deposit HK$163K · loan HK$1.46M · min. income ≈ HK$15,648/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).