▼ 0.50% · 3.625%
HK$4,360
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,496
−HK$137/mo
Today · 4.125%
HK$4,633
baseline
▲ 0.50% · 4.625%
HK$4,915
+HK$282/mo
Deposit HK$956K · loan HK$956K · min. income ≈ HK$9,266/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,850
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,980
−HK$132/mo
Today · 4.125%
HK$5,112
baseline
▲ 0.50% · 4.625%
HK$5,382
+HK$270/mo
Deposit HK$956K · loan HK$956K · min. income ≈ HK$10,224/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,796
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,945
−HK$152/mo
Today · 4.125%
HK$5,097
baseline
▲ 0.50% · 4.625%
HK$5,407
+HK$310/mo
Deposit HK$860K · loan HK$1.05M · min. income ≈ HK$10,194/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,335
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,478
−HK$146/mo
Today · 4.125%
HK$5,624
baseline
▲ 0.50% · 4.625%
HK$5,920
+HK$296/mo
Deposit HK$860K · loan HK$1.05M · min. income ≈ HK$11,248/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,232
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,395
−HK$165/mo
Today · 4.125%
HK$5,560
baseline
▲ 0.50% · 4.625%
HK$5,898
+HK$338/mo
Deposit HK$765K · loan HK$1.15M · min. income ≈ HK$11,120/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,820
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,977
−HK$158/mo
Today · 4.125%
HK$6,135
baseline
▲ 0.50% · 4.625%
HK$6,458
+HK$323/mo
Deposit HK$765K · loan HK$1.15M · min. income ≈ HK$12,270/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,668
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,844
−HK$179/mo
Today · 4.125%
HK$6,023
baseline
▲ 0.50% · 4.625%
HK$6,390
+HK$367/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$12,046/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,305
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,475
−HK$171/mo
Today · 4.125%
HK$6,646
baseline
▲ 0.50% · 4.625%
HK$6,996
+HK$350/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$13,292/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,104
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,294
−HK$193/mo
Today · 4.125%
HK$6,487
baseline
▲ 0.50% · 4.625%
HK$6,881
+HK$394/mo
Deposit HK$574K · loan HK$1.34M · min. income ≈ HK$12,974/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,790
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,973
−HK$184/mo
Today · 4.125%
HK$7,157
baseline
▲ 0.50% · 4.625%
HK$7,535
+HK$378/mo
Deposit HK$574K · loan HK$1.34M · min. income ≈ HK$14,314/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,540
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,743
−HK$207/mo
Today · 4.125%
HK$6,950
baseline
▲ 0.50% · 4.625%
HK$7,373
+HK$423/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$13,900/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,276
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,471
−HK$198/mo
Today · 4.125%
HK$7,669
baseline
▲ 0.50% · 4.625%
HK$8,073
+HK$404/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$15,338/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,976
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,193
−HK$220/mo
Today · 4.125%
HK$7,413
baseline
▲ 0.50% · 4.625%
HK$7,864
+HK$451/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$14,826/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,761
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,969
−HK$211/mo
Today · 4.125%
HK$8,180
baseline
▲ 0.50% · 4.625%
HK$8,611
+HK$431/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$16,360/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,412
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,642
−HK$235/mo
Today · 4.125%
HK$7,877
baseline
▲ 0.50% · 4.625%
HK$8,356
+HK$479/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$15,754/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,246
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,467
−HK$224/mo
Today · 4.125%
HK$8,691
baseline
▲ 0.50% · 4.625%
HK$9,149
+HK$458/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$17,382/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,848
−HK$492/mo
▼ 0.25% · 3.875%
HK$8,092
−HK$248/mo
Today · 4.125%
HK$8,340
baseline
▲ 0.50% · 4.625%
HK$8,847
+HK$507/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,680/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,731
−HK$471/mo
▼ 0.25% · 3.875%
HK$8,965
−HK$237/mo
Today · 4.125%
HK$9,202
baseline
▲ 0.50% · 4.625%
HK$9,687
+HK$485/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,404/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).