▼ 0.50% · 3.625%
HK$3,428
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,535
−HK$108/mo
Today · 4.125%
HK$3,643
baseline
▲ 0.50% · 4.625%
HK$3,865
+HK$222/mo
Deposit HK$752K · loan HK$752K · min. income ≈ HK$7,286/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,814
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,916
−HK$104/mo
Today · 4.125%
HK$4,020
baseline
▲ 0.50% · 4.625%
HK$4,232
+HK$212/mo
Deposit HK$752K · loan HK$752K · min. income ≈ HK$8,040/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,771
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,889
−HK$119/mo
Today · 4.125%
HK$4,008
baseline
▲ 0.50% · 4.625%
HK$4,252
+HK$244/mo
Deposit HK$677K · loan HK$827K · min. income ≈ HK$8,016/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,196
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,308
−HK$114/mo
Today · 4.125%
HK$4,422
baseline
▲ 0.50% · 4.625%
HK$4,655
+HK$233/mo
Deposit HK$677K · loan HK$827K · min. income ≈ HK$8,844/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,114
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,242
−HK$130/mo
Today · 4.125%
HK$4,372
baseline
▲ 0.50% · 4.625%
HK$4,638
+HK$266/mo
Deposit HK$601K · loan HK$902K · min. income ≈ HK$8,744/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,577
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,700
−HK$124/mo
Today · 4.125%
HK$4,824
baseline
▲ 0.50% · 4.625%
HK$5,079
+HK$255/mo
Deposit HK$601K · loan HK$902K · min. income ≈ HK$9,648/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,457
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,596
−HK$141/mo
Today · 4.125%
HK$4,737
baseline
▲ 0.50% · 4.625%
HK$5,025
+HK$288/mo
Deposit HK$526K · loan HK$977K · min. income ≈ HK$9,474/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,958
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,091
−HK$135/mo
Today · 4.125%
HK$5,226
baseline
▲ 0.50% · 4.625%
HK$5,502
+HK$276/mo
Deposit HK$526K · loan HK$977K · min. income ≈ HK$10,452/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,800
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,949
−HK$152/mo
Today · 4.125%
HK$5,101
baseline
▲ 0.50% · 4.625%
HK$5,411
+HK$310/mo
Deposit HK$451K · loan HK$1.05M · min. income ≈ HK$10,202/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,340
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,483
−HK$145/mo
Today · 4.125%
HK$5,628
baseline
▲ 0.50% · 4.625%
HK$5,925
+HK$297/mo
Deposit HK$451K · loan HK$1.05M · min. income ≈ HK$11,256/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,143
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,303
−HK$162/mo
Today · 4.125%
HK$5,465
baseline
▲ 0.50% · 4.625%
HK$5,798
+HK$333/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$10,930/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,721
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,875
−HK$155/mo
Today · 4.125%
HK$6,030
baseline
▲ 0.50% · 4.625%
HK$6,348
+HK$318/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$12,060/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,486
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,656
−HK$174/mo
Today · 4.125%
HK$5,830
baseline
▲ 0.50% · 4.625%
HK$6,184
+HK$354/mo
Deposit HK$301K · loan HK$1.20M · min. income ≈ HK$11,660/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,103
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,266
−HK$166/mo
Today · 4.125%
HK$6,432
baseline
▲ 0.50% · 4.625%
HK$6,771
+HK$339/mo
Deposit HK$301K · loan HK$1.20M · min. income ≈ HK$12,864/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,828
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,010
−HK$184/mo
Today · 4.125%
HK$6,194
baseline
▲ 0.50% · 4.625%
HK$6,571
+HK$377/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$12,388/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,484
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,658
−HK$176/mo
Today · 4.125%
HK$6,834
baseline
▲ 0.50% · 4.625%
HK$7,195
+HK$361/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$13,668/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,171
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,363
−HK$195/mo
Today · 4.125%
HK$6,558
baseline
▲ 0.50% · 4.625%
HK$6,957
+HK$399/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$13,116/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,865
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,050
−HK$186/mo
Today · 4.125%
HK$7,236
baseline
▲ 0.50% · 4.625%
HK$7,618
+HK$382/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$14,472/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).