▼ 0.50% · 3.625%
HK$3,498
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,607
−HK$110/mo
Today · 4.125%
HK$3,717
baseline
▲ 0.50% · 4.625%
HK$3,943
+HK$226/mo
Deposit HK$767K · loan HK$767K · min. income ≈ HK$7,434/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,891
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,996
−HK$106/mo
Today · 4.125%
HK$4,102
baseline
▲ 0.50% · 4.625%
HK$4,318
+HK$216/mo
Deposit HK$767K · loan HK$767K · min. income ≈ HK$8,204/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,848
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,967
−HK$122/mo
Today · 4.125%
HK$4,089
baseline
▲ 0.50% · 4.625%
HK$4,338
+HK$249/mo
Deposit HK$690K · loan HK$844K · min. income ≈ HK$8,178/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,281
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,395
−HK$117/mo
Today · 4.125%
HK$4,512
baseline
▲ 0.50% · 4.625%
HK$4,750
+HK$238/mo
Deposit HK$690K · loan HK$844K · min. income ≈ HK$9,024/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,198
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,328
−HK$133/mo
Today · 4.125%
HK$4,461
baseline
▲ 0.50% · 4.625%
HK$4,732
+HK$271/mo
Deposit HK$614K · loan HK$920K · min. income ≈ HK$8,922/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,670
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,795
−HK$127/mo
Today · 4.125%
HK$4,922
baseline
▲ 0.50% · 4.625%
HK$5,181
+HK$259/mo
Deposit HK$614K · loan HK$920K · min. income ≈ HK$9,844/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,547
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,689
−HK$143/mo
Today · 4.125%
HK$4,832
baseline
▲ 0.50% · 4.625%
HK$5,127
+HK$295/mo
Deposit HK$537K · loan HK$997K · min. income ≈ HK$9,664/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,059
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,195
−HK$137/mo
Today · 4.125%
HK$5,332
baseline
▲ 0.50% · 4.625%
HK$5,613
+HK$281/mo
Deposit HK$537K · loan HK$997K · min. income ≈ HK$10,664/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,897
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,049
−HK$155/mo
Today · 4.125%
HK$5,204
baseline
▲ 0.50% · 4.625%
HK$5,521
+HK$317/mo
Deposit HK$460K · loan HK$1.07M · min. income ≈ HK$10,408/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,448
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,594
−HK$148/mo
Today · 4.125%
HK$5,742
baseline
▲ 0.50% · 4.625%
HK$6,045
+HK$303/mo
Deposit HK$460K · loan HK$1.07M · min. income ≈ HK$11,484/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,247
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,410
−HK$166/mo
Today · 4.125%
HK$5,576
baseline
▲ 0.50% · 4.625%
HK$5,915
+HK$339/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$11,152/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,837
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,994
−HK$159/mo
Today · 4.125%
HK$6,153
baseline
▲ 0.50% · 4.625%
HK$6,477
+HK$324/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$12,306/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,597
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,771
−HK$177/mo
Today · 4.125%
HK$5,948
baseline
▲ 0.50% · 4.625%
HK$6,310
+HK$362/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$11,896/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,226
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,393
−HK$170/mo
Today · 4.125%
HK$6,563
baseline
▲ 0.50% · 4.625%
HK$6,909
+HK$346/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$13,126/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,947
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,131
−HK$188/mo
Today · 4.125%
HK$6,319
baseline
▲ 0.50% · 4.625%
HK$6,704
+HK$385/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$12,638/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,615
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,793
−HK$180/mo
Today · 4.125%
HK$6,973
baseline
▲ 0.50% · 4.625%
HK$7,340
+HK$367/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$13,946/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,296
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,492
−HK$199/mo
Today · 4.125%
HK$6,691
baseline
▲ 0.50% · 4.625%
HK$7,098
+HK$407/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$13,382/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,005
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,192
−HK$191/mo
Today · 4.125%
HK$7,383
baseline
▲ 0.50% · 4.625%
HK$7,772
+HK$389/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$14,766/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).