▼ 0.50% · 3.625%
HK$3,394
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,500
−HK$107/mo
Today · 4.125%
HK$3,607
baseline
▲ 0.50% · 4.625%
HK$3,826
+HK$219/mo
Deposit HK$744K · loan HK$744K · min. income ≈ HK$7,214/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,776
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,877
−HK$103/mo
Today · 4.125%
HK$3,980
baseline
▲ 0.50% · 4.625%
HK$4,190
+HK$210/mo
Deposit HK$744K · loan HK$744K · min. income ≈ HK$7,960/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,733
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,850
−HK$118/mo
Today · 4.125%
HK$3,968
baseline
▲ 0.50% · 4.625%
HK$4,209
+HK$241/mo
Deposit HK$670K · loan HK$819K · min. income ≈ HK$7,936/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,153
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,265
−HK$113/mo
Today · 4.125%
HK$4,378
baseline
▲ 0.50% · 4.625%
HK$4,609
+HK$231/mo
Deposit HK$670K · loan HK$819K · min. income ≈ HK$8,756/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,073
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,200
−HK$128/mo
Today · 4.125%
HK$4,328
baseline
▲ 0.50% · 4.625%
HK$4,592
+HK$264/mo
Deposit HK$595K · loan HK$893K · min. income ≈ HK$8,656/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,531
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,653
−HK$123/mo
Today · 4.125%
HK$4,776
baseline
▲ 0.50% · 4.625%
HK$5,028
+HK$252/mo
Deposit HK$595K · loan HK$893K · min. income ≈ HK$9,552/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,412
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,549
−HK$140/mo
Today · 4.125%
HK$4,689
baseline
▲ 0.50% · 4.625%
HK$4,974
+HK$285/mo
Deposit HK$521K · loan HK$967K · min. income ≈ HK$9,378/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,909
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,040
−HK$134/mo
Today · 4.125%
HK$5,174
baseline
▲ 0.50% · 4.625%
HK$5,447
+HK$273/mo
Deposit HK$521K · loan HK$967K · min. income ≈ HK$10,348/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,752
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,899
−HK$151/mo
Today · 4.125%
HK$5,050
baseline
▲ 0.50% · 4.625%
HK$5,357
+HK$307/mo
Deposit HK$447K · loan HK$1.04M · min. income ≈ HK$10,100/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,286
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,428
−HK$144/mo
Today · 4.125%
HK$5,572
baseline
▲ 0.50% · 4.625%
HK$5,865
+HK$293/mo
Deposit HK$447K · loan HK$1.04M · min. income ≈ HK$11,144/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,091
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,249
−HK$161/mo
Today · 4.125%
HK$5,410
baseline
▲ 0.50% · 4.625%
HK$5,740
+HK$330/mo
Deposit HK$372K · loan HK$1.12M · min. income ≈ HK$10,820/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,664
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,816
−HK$154/mo
Today · 4.125%
HK$5,970
baseline
▲ 0.50% · 4.625%
HK$6,284
+HK$314/mo
Deposit HK$372K · loan HK$1.12M · min. income ≈ HK$11,940/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,430
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,599
−HK$172/mo
Today · 4.125%
HK$5,771
baseline
▲ 0.50% · 4.625%
HK$6,122
+HK$351/mo
Deposit HK$298K · loan HK$1.19M · min. income ≈ HK$11,542/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,041
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,203
−HK$165/mo
Today · 4.125%
HK$6,368
baseline
▲ 0.50% · 4.625%
HK$6,703
+HK$335/mo
Deposit HK$298K · loan HK$1.19M · min. income ≈ HK$12,736/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,770
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,949
−HK$183/mo
Today · 4.125%
HK$6,132
baseline
▲ 0.50% · 4.625%
HK$6,505
+HK$373/mo
Deposit HK$223K · loan HK$1.27M · min. income ≈ HK$12,264/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,419
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,591
−HK$175/mo
Today · 4.125%
HK$6,766
baseline
▲ 0.50% · 4.625%
HK$7,122
+HK$356/mo
Deposit HK$223K · loan HK$1.27M · min. income ≈ HK$13,532/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,109
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,299
−HK$193/mo
Today · 4.125%
HK$6,492
baseline
▲ 0.50% · 4.625%
HK$6,887
+HK$395/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$12,984/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,797
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,979
−HK$185/mo
Today · 4.125%
HK$7,164
baseline
▲ 0.50% · 4.625%
HK$7,541
+HK$377/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,328/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).