▼ 0.50% · 3.625%
HK$3,469
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,577
−HK$109/mo
Today · 4.125%
HK$3,686
baseline
▲ 0.50% · 4.625%
HK$3,911
+HK$225/mo
Deposit HK$761K · loan HK$761K · min. income ≈ HK$7,372/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,859
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,963
−HK$105/mo
Today · 4.125%
HK$4,068
baseline
▲ 0.50% · 4.625%
HK$4,282
+HK$214/mo
Deposit HK$761K · loan HK$761K · min. income ≈ HK$8,136/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,816
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,934
−HK$121/mo
Today · 4.125%
HK$4,055
baseline
▲ 0.50% · 4.625%
HK$4,302
+HK$247/mo
Deposit HK$685K · loan HK$837K · min. income ≈ HK$8,110/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,245
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,359
−HK$115/mo
Today · 4.125%
HK$4,474
baseline
▲ 0.50% · 4.625%
HK$4,710
+HK$236/mo
Deposit HK$685K · loan HK$837K · min. income ≈ HK$8,948/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,163
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,292
−HK$132/mo
Today · 4.125%
HK$4,424
baseline
▲ 0.50% · 4.625%
HK$4,693
+HK$269/mo
Deposit HK$609K · loan HK$913K · min. income ≈ HK$8,848/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,631
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,755
−HK$126/mo
Today · 4.125%
HK$4,881
baseline
▲ 0.50% · 4.625%
HK$5,138
+HK$257/mo
Deposit HK$609K · loan HK$913K · min. income ≈ HK$9,762/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,510
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,650
−HK$142/mo
Today · 4.125%
HK$4,792
baseline
▲ 0.50% · 4.625%
HK$5,084
+HK$292/mo
Deposit HK$532K · loan HK$989K · min. income ≈ HK$9,584/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,017
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,151
−HK$137/mo
Today · 4.125%
HK$5,288
baseline
▲ 0.50% · 4.625%
HK$5,567
+HK$279/mo
Deposit HK$532K · loan HK$989K · min. income ≈ HK$10,576/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,856
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,007
−HK$154/mo
Today · 4.125%
HK$5,161
baseline
▲ 0.50% · 4.625%
HK$5,475
+HK$314/mo
Deposit HK$456K · loan HK$1.06M · min. income ≈ HK$10,322/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,403
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,548
−HK$147/mo
Today · 4.125%
HK$5,695
baseline
▲ 0.50% · 4.625%
HK$5,995
+HK$300/mo
Deposit HK$456K · loan HK$1.06M · min. income ≈ HK$11,390/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,203
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,365
−HK$165/mo
Today · 4.125%
HK$5,530
baseline
▲ 0.50% · 4.625%
HK$5,866
+HK$336/mo
Deposit HK$380K · loan HK$1.14M · min. income ≈ HK$11,060/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,789
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,944
−HK$157/mo
Today · 4.125%
HK$6,101
baseline
▲ 0.50% · 4.625%
HK$6,423
+HK$322/mo
Deposit HK$380K · loan HK$1.14M · min. income ≈ HK$12,202/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,550
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,723
−HK$175/mo
Today · 4.125%
HK$5,898
baseline
▲ 0.50% · 4.625%
HK$6,257
+HK$359/mo
Deposit HK$304K · loan HK$1.22M · min. income ≈ HK$11,796/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,175
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,340
−HK$168/mo
Today · 4.125%
HK$6,508
baseline
▲ 0.50% · 4.625%
HK$6,851
+HK$343/mo
Deposit HK$304K · loan HK$1.22M · min. income ≈ HK$13,016/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,897
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,080
−HK$187/mo
Today · 4.125%
HK$6,267
baseline
▲ 0.50% · 4.625%
HK$6,648
+HK$381/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$12,534/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,560
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,736
−HK$179/mo
Today · 4.125%
HK$6,915
baseline
▲ 0.50% · 4.625%
HK$7,279
+HK$364/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$13,830/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,244
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,438
−HK$197/mo
Today · 4.125%
HK$6,635
baseline
▲ 0.50% · 4.625%
HK$7,039
+HK$404/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,270/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,946
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,133
−HK$189/mo
Today · 4.125%
HK$7,322
baseline
▲ 0.50% · 4.625%
HK$7,708
+HK$386/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,644/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).