▼ 0.50% · 3.625%
HK$4,377
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,513
−HK$138/mo
Today · 4.125%
HK$4,651
baseline
▲ 0.50% · 4.625%
HK$4,934
+HK$283/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$9,302/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,869
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,999
−HK$133/mo
Today · 4.125%
HK$5,132
baseline
▲ 0.50% · 4.625%
HK$5,402
+HK$270/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$10,264/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,814
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,964
−HK$152/mo
Today · 4.125%
HK$5,116
baseline
▲ 0.50% · 4.625%
HK$5,427
+HK$311/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$10,232/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,356
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,499
−HK$146/mo
Today · 4.125%
HK$5,645
baseline
▲ 0.50% · 4.625%
HK$5,943
+HK$298/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$11,290/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,252
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,415
−HK$166/mo
Today · 4.125%
HK$5,581
baseline
▲ 0.50% · 4.625%
HK$5,921
+HK$340/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$11,162/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,843
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,999
−HK$159/mo
Today · 4.125%
HK$6,158
baseline
▲ 0.50% · 4.625%
HK$6,483
+HK$325/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$12,316/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,689
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,866
−HK$180/mo
Today · 4.125%
HK$6,046
baseline
▲ 0.50% · 4.625%
HK$6,414
+HK$368/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$12,092/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,330
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,499
−HK$172/mo
Today · 4.125%
HK$6,671
baseline
▲ 0.50% · 4.625%
HK$7,023
+HK$352/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$13,342/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,127
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,318
−HK$193/mo
Today · 4.125%
HK$6,511
baseline
▲ 0.50% · 4.625%
HK$6,908
+HK$397/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$13,022/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,816
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,999
−HK$186/mo
Today · 4.125%
HK$7,185
baseline
▲ 0.50% · 4.625%
HK$7,563
+HK$378/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$14,370/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,565
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,769
−HK$207/mo
Today · 4.125%
HK$6,976
baseline
▲ 0.50% · 4.625%
HK$7,401
+HK$425/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$13,952/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,303
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,499
−HK$199/mo
Today · 4.125%
HK$7,698
baseline
▲ 0.50% · 4.625%
HK$8,104
+HK$406/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$15,396/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,002
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,220
−HK$222/mo
Today · 4.125%
HK$7,442
baseline
▲ 0.50% · 4.625%
HK$7,894
+HK$452/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$14,884/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,790
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,999
−HK$212/mo
Today · 4.125%
HK$8,211
baseline
▲ 0.50% · 4.625%
HK$8,644
+HK$433/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$16,422/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,440
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,672
−HK$235/mo
Today · 4.125%
HK$7,907
baseline
▲ 0.50% · 4.625%
HK$8,388
+HK$481/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,814/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,277
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,499
−HK$225/mo
Today · 4.125%
HK$8,724
baseline
▲ 0.50% · 4.625%
HK$9,184
+HK$460/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,448/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,878
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,123
−HK$249/mo
Today · 4.125%
HK$8,372
baseline
▲ 0.50% · 4.625%
HK$8,881
+HK$509/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,744/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,764
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,999
−HK$238/mo
Today · 4.125%
HK$9,237
baseline
▲ 0.50% · 4.625%
HK$9,724
+HK$487/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,474/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).