▼ 0.50% · 3.625%
HK$4,442
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,580
−HK$140/mo
Today · 4.125%
HK$4,720
baseline
▲ 0.50% · 4.625%
HK$5,008
+HK$288/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$9,440/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,942
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,074
−HK$134/mo
Today · 4.125%
HK$5,208
baseline
▲ 0.50% · 4.625%
HK$5,483
+HK$275/mo
Deposit HK$974K · loan HK$974K · min. income ≈ HK$10,416/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,886
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,038
−HK$154/mo
Today · 4.125%
HK$5,192
baseline
▲ 0.50% · 4.625%
HK$5,508
+HK$316/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$10,384/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,436
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,581
−HK$148/mo
Today · 4.125%
HK$5,729
baseline
▲ 0.50% · 4.625%
HK$6,031
+HK$302/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$11,458/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,330
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,496
−HK$168/mo
Today · 4.125%
HK$5,664
baseline
▲ 0.50% · 4.625%
HK$6,009
+HK$345/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$11,328/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,930
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,089
−HK$161/mo
Today · 4.125%
HK$6,250
baseline
▲ 0.50% · 4.625%
HK$6,580
+HK$330/mo
Deposit HK$779K · loan HK$1.17M · min. income ≈ HK$12,500/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,774
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,954
−HK$183/mo
Today · 4.125%
HK$6,137
baseline
▲ 0.50% · 4.625%
HK$6,510
+HK$373/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$12,274/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,424
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,596
−HK$175/mo
Today · 4.125%
HK$6,771
baseline
▲ 0.50% · 4.625%
HK$7,128
+HK$357/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$13,542/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,219
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,412
−HK$197/mo
Today · 4.125%
HK$6,609
baseline
▲ 0.50% · 4.625%
HK$7,011
+HK$402/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$13,218/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,918
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,104
−HK$188/mo
Today · 4.125%
HK$7,292
baseline
▲ 0.50% · 4.625%
HK$7,676
+HK$384/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$14,584/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,663
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,870
−HK$211/mo
Today · 4.125%
HK$7,081
baseline
▲ 0.50% · 4.625%
HK$7,511
+HK$430/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$14,162/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,412
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,611
−HK$202/mo
Today · 4.125%
HK$7,813
baseline
▲ 0.50% · 4.625%
HK$8,225
+HK$412/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$15,626/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,107
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,328
−HK$225/mo
Today · 4.125%
HK$7,553
baseline
▲ 0.50% · 4.625%
HK$8,012
+HK$459/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,106/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,906
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,118
−HK$216/mo
Today · 4.125%
HK$8,334
baseline
▲ 0.50% · 4.625%
HK$8,773
+HK$439/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,668/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,551
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,786
−HK$239/mo
Today · 4.125%
HK$8,025
baseline
▲ 0.50% · 4.625%
HK$8,513
+HK$488/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$16,050/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,401
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,626
−HK$228/mo
Today · 4.125%
HK$8,854
baseline
▲ 0.50% · 4.625%
HK$9,321
+HK$467/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$17,708/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,995
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,244
−HK$253/mo
Today · 4.125%
HK$8,497
baseline
▲ 0.50% · 4.625%
HK$9,014
+HK$517/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$16,994/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,895
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,133
−HK$242/mo
Today · 4.125%
HK$9,375
baseline
▲ 0.50% · 4.625%
HK$9,869
+HK$494/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,750/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).