▼ 0.50% · 3.625%
HK$3,554
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,664
−HK$112/mo
Today · 4.125%
HK$3,776
baseline
▲ 0.50% · 4.625%
HK$4,006
+HK$230/mo
Deposit HK$779K · loan HK$779K · min. income ≈ HK$7,552/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,953
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,059
−HK$108/mo
Today · 4.125%
HK$4,167
baseline
▲ 0.50% · 4.625%
HK$4,387
+HK$220/mo
Deposit HK$779K · loan HK$779K · min. income ≈ HK$8,334/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,909
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,031
−HK$123/mo
Today · 4.125%
HK$4,154
baseline
▲ 0.50% · 4.625%
HK$4,407
+HK$253/mo
Deposit HK$701K · loan HK$857K · min. income ≈ HK$8,308/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,349
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,465
−HK$119/mo
Today · 4.125%
HK$4,584
baseline
▲ 0.50% · 4.625%
HK$4,825
+HK$241/mo
Deposit HK$701K · loan HK$857K · min. income ≈ HK$9,168/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,264
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,397
−HK$135/mo
Today · 4.125%
HK$4,532
baseline
▲ 0.50% · 4.625%
HK$4,807
+HK$275/mo
Deposit HK$623K · loan HK$935K · min. income ≈ HK$9,064/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,744
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,871
−HK$129/mo
Today · 4.125%
HK$5,000
baseline
▲ 0.50% · 4.625%
HK$5,264
+HK$264/mo
Deposit HK$623K · loan HK$935K · min. income ≈ HK$10,000/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,620
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,763
−HK$146/mo
Today · 4.125%
HK$4,909
baseline
▲ 0.50% · 4.625%
HK$5,208
+HK$299/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$9,818/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,139
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,277
−HK$140/mo
Today · 4.125%
HK$5,417
baseline
▲ 0.50% · 4.625%
HK$5,702
+HK$285/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$10,834/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,975
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,130
−HK$157/mo
Today · 4.125%
HK$5,287
baseline
▲ 0.50% · 4.625%
HK$5,609
+HK$322/mo
Deposit HK$468K · loan HK$1.09M · min. income ≈ HK$10,574/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,535
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,683
−HK$151/mo
Today · 4.125%
HK$5,834
baseline
▲ 0.50% · 4.625%
HK$6,141
+HK$307/mo
Deposit HK$468K · loan HK$1.09M · min. income ≈ HK$11,668/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,330
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,496
−HK$169/mo
Today · 4.125%
HK$5,665
baseline
▲ 0.50% · 4.625%
HK$6,009
+HK$344/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$11,330/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,930
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,089
−HK$161/mo
Today · 4.125%
HK$6,250
baseline
▲ 0.50% · 4.625%
HK$6,580
+HK$330/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$12,500/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,686
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,863
−HK$179/mo
Today · 4.125%
HK$6,042
baseline
▲ 0.50% · 4.625%
HK$6,410
+HK$368/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$12,084/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,325
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,495
−HK$172/mo
Today · 4.125%
HK$6,667
baseline
▲ 0.50% · 4.625%
HK$7,018
+HK$351/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$13,334/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,041
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,229
−HK$191/mo
Today · 4.125%
HK$6,420
baseline
▲ 0.50% · 4.625%
HK$6,811
+HK$391/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$12,840/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,721
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,901
−HK$183/mo
Today · 4.125%
HK$7,084
baseline
▲ 0.50% · 4.625%
HK$7,457
+HK$373/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$14,168/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,396
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,595
−HK$203/mo
Today · 4.125%
HK$6,798
baseline
▲ 0.50% · 4.625%
HK$7,211
+HK$413/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,596/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,116
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,307
−HK$193/mo
Today · 4.125%
HK$7,500
baseline
▲ 0.50% · 4.625%
HK$7,896
+HK$396/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$15,000/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).