▼ 0.50% · 3.625%
HK$3,706
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,821
−HK$117/mo
Today · 4.125%
HK$3,938
baseline
▲ 0.50% · 4.625%
HK$4,178
+HK$240/mo
Deposit HK$813K · loan HK$813K · min. income ≈ HK$7,876/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,123
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,233
−HK$112/mo
Today · 4.125%
HK$4,345
baseline
▲ 0.50% · 4.625%
HK$4,574
+HK$229/mo
Deposit HK$813K · loan HK$813K · min. income ≈ HK$8,690/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,076
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,203
−HK$129/mo
Today · 4.125%
HK$4,332
baseline
▲ 0.50% · 4.625%
HK$4,596
+HK$264/mo
Deposit HK$731K · loan HK$894K · min. income ≈ HK$8,664/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,535
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,657
−HK$123/mo
Today · 4.125%
HK$4,780
baseline
▲ 0.50% · 4.625%
HK$5,032
+HK$252/mo
Deposit HK$731K · loan HK$894K · min. income ≈ HK$9,560/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,447
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,585
−HK$141/mo
Today · 4.125%
HK$4,726
baseline
▲ 0.50% · 4.625%
HK$5,013
+HK$287/mo
Deposit HK$650K · loan HK$975K · min. income ≈ HK$9,452/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,947
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,080
−HK$135/mo
Today · 4.125%
HK$5,215
baseline
▲ 0.50% · 4.625%
HK$5,489
+HK$274/mo
Deposit HK$650K · loan HK$975K · min. income ≈ HK$10,430/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,818
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,967
−HK$153/mo
Today · 4.125%
HK$5,120
baseline
▲ 0.50% · 4.625%
HK$5,431
+HK$311/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$10,240/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,360
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,503
−HK$146/mo
Today · 4.125%
HK$5,649
baseline
▲ 0.50% · 4.625%
HK$5,947
+HK$298/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$11,298/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,188
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,350
−HK$164/mo
Today · 4.125%
HK$5,514
baseline
▲ 0.50% · 4.625%
HK$5,849
+HK$335/mo
Deposit HK$488K · loan HK$1.14M · min. income ≈ HK$11,028/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,772
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,927
−HK$157/mo
Today · 4.125%
HK$6,084
baseline
▲ 0.50% · 4.625%
HK$6,404
+HK$320/mo
Deposit HK$488K · loan HK$1.14M · min. income ≈ HK$12,168/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,559
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,732
−HK$175/mo
Today · 4.125%
HK$5,907
baseline
▲ 0.50% · 4.625%
HK$6,267
+HK$360/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$11,814/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,184
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,350
−HK$168/mo
Today · 4.125%
HK$6,518
baseline
▲ 0.50% · 4.625%
HK$6,862
+HK$344/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$13,036/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,929
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,114
−HK$187/mo
Today · 4.125%
HK$6,301
baseline
▲ 0.50% · 4.625%
HK$6,685
+HK$384/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$12,602/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,596
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,773
−HK$180/mo
Today · 4.125%
HK$6,953
baseline
▲ 0.50% · 4.625%
HK$7,319
+HK$366/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$13,906/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,300
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,496
−HK$199/mo
Today · 4.125%
HK$6,695
baseline
▲ 0.50% · 4.625%
HK$7,102
+HK$407/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$13,390/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,009
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,197
−HK$190/mo
Today · 4.125%
HK$7,387
baseline
▲ 0.50% · 4.625%
HK$7,777
+HK$390/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$14,774/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,671
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,878
−HK$211/mo
Today · 4.125%
HK$7,089
baseline
▲ 0.50% · 4.625%
HK$7,520
+HK$431/mo
Deposit HK$163K · loan HK$1.46M · min. income ≈ HK$14,178/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,421
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,620
−HK$202/mo
Today · 4.125%
HK$7,822
baseline
▲ 0.50% · 4.625%
HK$8,234
+HK$412/mo
Deposit HK$163K · loan HK$1.46M · min. income ≈ HK$15,644/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).