▼ 0.50% · 3.625%
HK$3,601
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,713
−HK$114/mo
Today · 4.125%
HK$3,827
baseline
▲ 0.50% · 4.625%
HK$4,059
+HK$232/mo
Deposit HK$790K · loan HK$790K · min. income ≈ HK$7,654/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,006
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,113
−HK$109/mo
Today · 4.125%
HK$4,222
baseline
▲ 0.50% · 4.625%
HK$4,445
+HK$223/mo
Deposit HK$790K · loan HK$790K · min. income ≈ HK$8,444/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,961
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,084
−HK$125/mo
Today · 4.125%
HK$4,209
baseline
▲ 0.50% · 4.625%
HK$4,465
+HK$256/mo
Deposit HK$711K · loan HK$869K · min. income ≈ HK$8,418/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,406
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,525
−HK$119/mo
Today · 4.125%
HK$4,644
baseline
▲ 0.50% · 4.625%
HK$4,889
+HK$245/mo
Deposit HK$711K · loan HK$869K · min. income ≈ HK$9,288/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,321
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,455
−HK$137/mo
Today · 4.125%
HK$4,592
baseline
▲ 0.50% · 4.625%
HK$4,871
+HK$279/mo
Deposit HK$632K · loan HK$947K · min. income ≈ HK$9,184/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,807
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,936
−HK$131/mo
Today · 4.125%
HK$5,067
baseline
▲ 0.50% · 4.625%
HK$5,334
+HK$267/mo
Deposit HK$632K · loan HK$947K · min. income ≈ HK$10,134/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,681
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,827
−HK$148/mo
Today · 4.125%
HK$4,975
baseline
▲ 0.50% · 4.625%
HK$5,277
+HK$302/mo
Deposit HK$553K · loan HK$1.03M · min. income ≈ HK$9,950/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,208
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,347
−HK$142/mo
Today · 4.125%
HK$5,489
baseline
▲ 0.50% · 4.625%
HK$5,778
+HK$289/mo
Deposit HK$553K · loan HK$1.03M · min. income ≈ HK$10,978/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,041
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,198
−HK$159/mo
Today · 4.125%
HK$5,357
baseline
▲ 0.50% · 4.625%
HK$5,683
+HK$326/mo
Deposit HK$474K · loan HK$1.11M · min. income ≈ HK$10,714/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,608
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,759
−HK$152/mo
Today · 4.125%
HK$5,911
baseline
▲ 0.50% · 4.625%
HK$6,223
+HK$312/mo
Deposit HK$474K · loan HK$1.11M · min. income ≈ HK$11,822/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,401
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,569
−HK$171/mo
Today · 4.125%
HK$5,740
baseline
▲ 0.50% · 4.625%
HK$6,089
+HK$349/mo
Deposit HK$395K · loan HK$1.18M · min. income ≈ HK$11,480/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,009
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,170
−HK$163/mo
Today · 4.125%
HK$6,333
baseline
▲ 0.50% · 4.625%
HK$6,667
+HK$334/mo
Deposit HK$395K · loan HK$1.18M · min. income ≈ HK$12,666/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,761
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,940
−HK$183/mo
Today · 4.125%
HK$6,123
baseline
▲ 0.50% · 4.625%
HK$6,495
+HK$372/mo
Deposit HK$316K · loan HK$1.26M · min. income ≈ HK$12,246/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,409
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,581
−HK$175/mo
Today · 4.125%
HK$6,756
baseline
▲ 0.50% · 4.625%
HK$7,112
+HK$356/mo
Deposit HK$316K · loan HK$1.26M · min. income ≈ HK$13,512/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,121
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,312
−HK$193/mo
Today · 4.125%
HK$6,505
baseline
▲ 0.50% · 4.625%
HK$6,901
+HK$396/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$13,010/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,810
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,993
−HK$185/mo
Today · 4.125%
HK$7,178
baseline
▲ 0.50% · 4.625%
HK$7,556
+HK$378/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$14,356/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,481
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,683
−HK$205/mo
Today · 4.125%
HK$6,888
baseline
▲ 0.50% · 4.625%
HK$7,307
+HK$419/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$13,776/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,210
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,404
−HK$196/mo
Today · 4.125%
HK$7,600
baseline
▲ 0.50% · 4.625%
HK$8,001
+HK$401/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$15,200/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).