▼ 0.50% · 3.625%
HK$3,231
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,331
−HK$102/mo
Today · 4.125%
HK$3,433
baseline
▲ 0.50% · 4.625%
HK$3,642
+HK$209/mo
Deposit HK$708K · loan HK$708K · min. income ≈ HK$6,866/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,594
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,690
−HK$98/mo
Today · 4.125%
HK$3,788
baseline
▲ 0.50% · 4.625%
HK$3,988
+HK$200/mo
Deposit HK$708K · loan HK$708K · min. income ≈ HK$7,576/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,554
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,664
−HK$113/mo
Today · 4.125%
HK$3,777
baseline
▲ 0.50% · 4.625%
HK$4,006
+HK$229/mo
Deposit HK$638K · loan HK$779K · min. income ≈ HK$7,554/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,953
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,059
−HK$108/mo
Today · 4.125%
HK$4,167
baseline
▲ 0.50% · 4.625%
HK$4,387
+HK$220/mo
Deposit HK$638K · loan HK$779K · min. income ≈ HK$8,334/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,877
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,997
−HK$123/mo
Today · 4.125%
HK$4,120
baseline
▲ 0.50% · 4.625%
HK$4,371
+HK$251/mo
Deposit HK$567K · loan HK$850K · min. income ≈ HK$8,240/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,313
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,429
−HK$117/mo
Today · 4.125%
HK$4,546
baseline
▲ 0.50% · 4.625%
HK$4,785
+HK$239/mo
Deposit HK$567K · loan HK$850K · min. income ≈ HK$9,092/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,200
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,330
−HK$133/mo
Today · 4.125%
HK$4,463
baseline
▲ 0.50% · 4.625%
HK$4,735
+HK$272/mo
Deposit HK$496K · loan HK$921K · min. income ≈ HK$8,926/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,672
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,798
−HK$127/mo
Today · 4.125%
HK$4,925
baseline
▲ 0.50% · 4.625%
HK$5,184
+HK$259/mo
Deposit HK$496K · loan HK$921K · min. income ≈ HK$9,850/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,523
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,664
−HK$142/mo
Today · 4.125%
HK$4,806
baseline
▲ 0.50% · 4.625%
HK$5,099
+HK$293/mo
Deposit HK$425K · loan HK$992K · min. income ≈ HK$9,612/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,032
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,167
−HK$136/mo
Today · 4.125%
HK$5,303
baseline
▲ 0.50% · 4.625%
HK$5,583
+HK$280/mo
Deposit HK$425K · loan HK$992K · min. income ≈ HK$10,606/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,846
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,997
−HK$153/mo
Today · 4.125%
HK$5,150
baseline
▲ 0.50% · 4.625%
HK$5,463
+HK$313/mo
Deposit HK$354K · loan HK$1.06M · min. income ≈ HK$10,300/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,391
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,536
−HK$146/mo
Today · 4.125%
HK$5,682
baseline
▲ 0.50% · 4.625%
HK$5,982
+HK$300/mo
Deposit HK$354K · loan HK$1.06M · min. income ≈ HK$11,364/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,169
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,330
−HK$163/mo
Today · 4.125%
HK$5,493
baseline
▲ 0.50% · 4.625%
HK$5,827
+HK$334/mo
Deposit HK$283K · loan HK$1.13M · min. income ≈ HK$10,986/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,750
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,905
−HK$156/mo
Today · 4.125%
HK$6,061
baseline
▲ 0.50% · 4.625%
HK$6,381
+HK$320/mo
Deposit HK$283K · loan HK$1.13M · min. income ≈ HK$12,122/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,492
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,663
−HK$173/mo
Today · 4.125%
HK$5,836
baseline
▲ 0.50% · 4.625%
HK$6,192
+HK$356/mo
Deposit HK$213K · loan HK$1.20M · min. income ≈ HK$11,672/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,110
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,274
−HK$166/mo
Today · 4.125%
HK$6,440
baseline
▲ 0.50% · 4.625%
HK$6,779
+HK$339/mo
Deposit HK$213K · loan HK$1.20M · min. income ≈ HK$12,880/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,815
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,996
−HK$184/mo
Today · 4.125%
HK$6,180
baseline
▲ 0.50% · 4.625%
HK$6,556
+HK$376/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$12,360/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,469
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,643
−HK$176/mo
Today · 4.125%
HK$6,819
baseline
▲ 0.50% · 4.625%
HK$7,178
+HK$359/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$13,638/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).