▼ 0.50% · 3.625%
HK$3,448
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,555
−HK$109/mo
Today · 4.125%
HK$3,664
baseline
▲ 0.50% · 4.625%
HK$3,887
+HK$223/mo
Deposit HK$756K · loan HK$756K · min. income ≈ HK$7,328/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,836
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,938
−HK$105/mo
Today · 4.125%
HK$4,043
baseline
▲ 0.50% · 4.625%
HK$4,256
+HK$213/mo
Deposit HK$756K · loan HK$756K · min. income ≈ HK$8,086/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,793
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,911
−HK$119/mo
Today · 4.125%
HK$4,030
baseline
▲ 0.50% · 4.625%
HK$4,276
+HK$246/mo
Deposit HK$680K · loan HK$832K · min. income ≈ HK$8,060/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,219
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,332
−HK$115/mo
Today · 4.125%
HK$4,447
baseline
▲ 0.50% · 4.625%
HK$4,682
+HK$235/mo
Deposit HK$680K · loan HK$832K · min. income ≈ HK$8,894/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,137
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,266
−HK$131/mo
Today · 4.125%
HK$4,397
baseline
▲ 0.50% · 4.625%
HK$4,664
+HK$267/mo
Deposit HK$605K · loan HK$907K · min. income ≈ HK$8,794/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,603
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,726
−HK$125/mo
Today · 4.125%
HK$4,851
baseline
▲ 0.50% · 4.625%
HK$5,107
+HK$256/mo
Deposit HK$605K · loan HK$907K · min. income ≈ HK$9,702/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,482
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,622
−HK$141/mo
Today · 4.125%
HK$4,763
baseline
▲ 0.50% · 4.625%
HK$5,053
+HK$290/mo
Deposit HK$529K · loan HK$983K · min. income ≈ HK$9,526/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,986
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,120
−HK$136/mo
Today · 4.125%
HK$5,256
baseline
▲ 0.50% · 4.625%
HK$5,533
+HK$277/mo
Deposit HK$529K · loan HK$983K · min. income ≈ HK$10,512/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,827
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,977
−HK$153/mo
Today · 4.125%
HK$5,130
baseline
▲ 0.50% · 4.625%
HK$5,442
+HK$312/mo
Deposit HK$454K · loan HK$1.06M · min. income ≈ HK$10,260/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,370
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,514
−HK$146/mo
Today · 4.125%
HK$5,660
baseline
▲ 0.50% · 4.625%
HK$5,958
+HK$298/mo
Deposit HK$454K · loan HK$1.06M · min. income ≈ HK$11,320/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,172
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,333
−HK$163/mo
Today · 4.125%
HK$5,496
baseline
▲ 0.50% · 4.625%
HK$5,830
+HK$334/mo
Deposit HK$378K · loan HK$1.13M · min. income ≈ HK$10,992/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,753
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,908
−HK$156/mo
Today · 4.125%
HK$6,064
baseline
▲ 0.50% · 4.625%
HK$6,384
+HK$320/mo
Deposit HK$378K · loan HK$1.13M · min. income ≈ HK$12,128/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,516
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,688
−HK$174/mo
Today · 4.125%
HK$5,862
baseline
▲ 0.50% · 4.625%
HK$6,219
+HK$357/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$11,724/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,137
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,302
−HK$167/mo
Today · 4.125%
HK$6,469
baseline
▲ 0.50% · 4.625%
HK$6,809
+HK$340/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$12,938/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,861
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,044
−HK$185/mo
Today · 4.125%
HK$6,229
baseline
▲ 0.50% · 4.625%
HK$6,608
+HK$379/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$12,458/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,521
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,695
−HK$178/mo
Today · 4.125%
HK$6,873
baseline
▲ 0.50% · 4.625%
HK$7,235
+HK$362/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$13,746/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,206
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,399
−HK$196/mo
Today · 4.125%
HK$6,595
baseline
▲ 0.50% · 4.625%
HK$6,996
+HK$401/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$13,190/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,904
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,089
−HK$188/mo
Today · 4.125%
HK$7,277
baseline
▲ 0.50% · 4.625%
HK$7,661
+HK$384/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$14,554/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).