▼ 0.50% · 3.625%
HK$3,635
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,748
−HK$115/mo
Today · 4.125%
HK$3,863
baseline
▲ 0.50% · 4.625%
HK$4,098
+HK$235/mo
Deposit HK$797K · loan HK$797K · min. income ≈ HK$7,726/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,044
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,152
−HK$110/mo
Today · 4.125%
HK$4,262
baseline
▲ 0.50% · 4.625%
HK$4,487
+HK$225/mo
Deposit HK$797K · loan HK$797K · min. income ≈ HK$8,524/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,998
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,123
−HK$126/mo
Today · 4.125%
HK$4,249
baseline
▲ 0.50% · 4.625%
HK$4,508
+HK$259/mo
Deposit HK$717K · loan HK$877K · min. income ≈ HK$8,498/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,448
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,568
−HK$121/mo
Today · 4.125%
HK$4,689
baseline
▲ 0.50% · 4.625%
HK$4,936
+HK$247/mo
Deposit HK$717K · loan HK$877K · min. income ≈ HK$9,378/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,362
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,498
−HK$138/mo
Today · 4.125%
HK$4,636
baseline
▲ 0.50% · 4.625%
HK$4,918
+HK$282/mo
Deposit HK$638K · loan HK$956K · min. income ≈ HK$9,272/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,853
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,983
−HK$132/mo
Today · 4.125%
HK$5,115
baseline
▲ 0.50% · 4.625%
HK$5,384
+HK$269/mo
Deposit HK$638K · loan HK$956K · min. income ≈ HK$10,230/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,725
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,872
−HK$150/mo
Today · 4.125%
HK$5,022
baseline
▲ 0.50% · 4.625%
HK$5,327
+HK$305/mo
Deposit HK$558K · loan HK$1.04M · min. income ≈ HK$10,044/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,257
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,398
−HK$143/mo
Today · 4.125%
HK$5,541
baseline
▲ 0.50% · 4.625%
HK$5,833
+HK$292/mo
Deposit HK$558K · loan HK$1.04M · min. income ≈ HK$11,082/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,089
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,247
−HK$161/mo
Today · 4.125%
HK$5,408
baseline
▲ 0.50% · 4.625%
HK$5,737
+HK$329/mo
Deposit HK$478K · loan HK$1.12M · min. income ≈ HK$10,816/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,661
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,813
−HK$154/mo
Today · 4.125%
HK$5,967
baseline
▲ 0.50% · 4.625%
HK$6,282
+HK$315/mo
Deposit HK$478K · loan HK$1.12M · min. income ≈ HK$11,934/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,452
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,622
−HK$172/mo
Today · 4.125%
HK$5,794
baseline
▲ 0.50% · 4.625%
HK$6,147
+HK$353/mo
Deposit HK$399K · loan HK$1.20M · min. income ≈ HK$11,588/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,066
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,228
−HK$166/mo
Today · 4.125%
HK$6,394
baseline
▲ 0.50% · 4.625%
HK$6,731
+HK$337/mo
Deposit HK$399K · loan HK$1.20M · min. income ≈ HK$12,788/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,816
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,997
−HK$184/mo
Today · 4.125%
HK$6,181
baseline
▲ 0.50% · 4.625%
HK$6,557
+HK$376/mo
Deposit HK$319K · loan HK$1.28M · min. income ≈ HK$12,362/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,470
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,644
−HK$176/mo
Today · 4.125%
HK$6,820
baseline
▲ 0.50% · 4.625%
HK$7,179
+HK$359/mo
Deposit HK$319K · loan HK$1.28M · min. income ≈ HK$13,640/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,179
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,372
−HK$195/mo
Today · 4.125%
HK$6,567
baseline
▲ 0.50% · 4.625%
HK$6,967
+HK$400/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$13,134/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,875
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,059
−HK$187/mo
Today · 4.125%
HK$7,246
baseline
▲ 0.50% · 4.625%
HK$7,628
+HK$382/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$14,492/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,543
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,746
−HK$207/mo
Today · 4.125%
HK$6,953
baseline
▲ 0.50% · 4.625%
HK$7,376
+HK$423/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,906/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,279
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,474
−HK$198/mo
Today · 4.125%
HK$7,672
baseline
▲ 0.50% · 4.625%
HK$8,077
+HK$405/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,344/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).