▼ 0.50% · 3.625%
HK$3,529
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,639
−HK$111/mo
Today · 4.125%
HK$3,750
baseline
▲ 0.50% · 4.625%
HK$3,979
+HK$229/mo
Deposit HK$774K · loan HK$774K · min. income ≈ HK$7,500/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,926
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,031
−HK$107/mo
Today · 4.125%
HK$4,138
baseline
▲ 0.50% · 4.625%
HK$4,356
+HK$218/mo
Deposit HK$774K · loan HK$774K · min. income ≈ HK$8,276/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,882
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,003
−HK$122/mo
Today · 4.125%
HK$4,125
baseline
▲ 0.50% · 4.625%
HK$4,376
+HK$251/mo
Deposit HK$696K · loan HK$851K · min. income ≈ HK$8,250/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,319
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,434
−HK$118/mo
Today · 4.125%
HK$4,552
baseline
▲ 0.50% · 4.625%
HK$4,792
+HK$240/mo
Deposit HK$696K · loan HK$851K · min. income ≈ HK$9,104/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,235
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$133/mo
Today · 4.125%
HK$4,500
baseline
▲ 0.50% · 4.625%
HK$4,774
+HK$274/mo
Deposit HK$619K · loan HK$929K · min. income ≈ HK$9,000/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,711
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$128/mo
Today · 4.125%
HK$4,966
baseline
▲ 0.50% · 4.625%
HK$5,228
+HK$262/mo
Deposit HK$619K · loan HK$929K · min. income ≈ HK$9,932/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,588
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,730
−HK$145/mo
Today · 4.125%
HK$4,875
baseline
▲ 0.50% · 4.625%
HK$5,172
+HK$297/mo
Deposit HK$542K · loan HK$1.01M · min. income ≈ HK$9,750/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,104
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,241
−HK$139/mo
Today · 4.125%
HK$5,380
baseline
▲ 0.50% · 4.625%
HK$5,663
+HK$283/mo
Deposit HK$542K · loan HK$1.01M · min. income ≈ HK$10,760/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,941
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,094
−HK$156/mo
Today · 4.125%
HK$5,250
baseline
▲ 0.50% · 4.625%
HK$5,570
+HK$320/mo
Deposit HK$464K · loan HK$1.08M · min. income ≈ HK$10,500/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,496
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,644
−HK$149/mo
Today · 4.125%
HK$5,793
baseline
▲ 0.50% · 4.625%
HK$6,099
+HK$306/mo
Deposit HK$464K · loan HK$1.08M · min. income ≈ HK$11,586/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,294
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,458
−HK$168/mo
Today · 4.125%
HK$5,626
baseline
▲ 0.50% · 4.625%
HK$5,968
+HK$342/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$11,252/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,889
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,047
−HK$160/mo
Today · 4.125%
HK$6,207
baseline
▲ 0.50% · 4.625%
HK$6,534
+HK$327/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$12,414/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,646
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,822
−HK$179/mo
Today · 4.125%
HK$6,001
baseline
▲ 0.50% · 4.625%
HK$6,366
+HK$365/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$12,002/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,282
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,450
−HK$171/mo
Today · 4.125%
HK$6,621
baseline
▲ 0.50% · 4.625%
HK$6,970
+HK$349/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$13,242/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,999
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,186
−HK$190/mo
Today · 4.125%
HK$6,376
baseline
▲ 0.50% · 4.625%
HK$6,764
+HK$388/mo
Deposit HK$232K · loan HK$1.32M · min. income ≈ HK$12,752/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,674
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,853
−HK$182/mo
Today · 4.125%
HK$7,035
baseline
▲ 0.50% · 4.625%
HK$7,406
+HK$371/mo
Deposit HK$232K · loan HK$1.32M · min. income ≈ HK$14,070/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,352
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,550
−HK$201/mo
Today · 4.125%
HK$6,751
baseline
▲ 0.50% · 4.625%
HK$7,161
+HK$410/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$13,502/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,067
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,256
−HK$193/mo
Today · 4.125%
HK$7,449
baseline
▲ 0.50% · 4.625%
HK$7,841
+HK$392/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$14,898/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).