▼ 0.50% · 3.625%
HK$3,467
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,575
−HK$110/mo
Today · 4.125%
HK$3,685
baseline
▲ 0.50% · 4.625%
HK$3,909
+HK$224/mo
Deposit HK$760K · loan HK$760K · min. income ≈ HK$7,370/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,857
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,961
−HK$105/mo
Today · 4.125%
HK$4,066
baseline
▲ 0.50% · 4.625%
HK$4,280
+HK$214/mo
Deposit HK$760K · loan HK$760K · min. income ≈ HK$8,132/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,814
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,933
−HK$120/mo
Today · 4.125%
HK$4,053
baseline
▲ 0.50% · 4.625%
HK$4,300
+HK$247/mo
Deposit HK$684K · loan HK$836K · min. income ≈ HK$8,106/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,243
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,357
−HK$115/mo
Today · 4.125%
HK$4,472
baseline
▲ 0.50% · 4.625%
HK$4,708
+HK$236/mo
Deposit HK$684K · loan HK$836K · min. income ≈ HK$8,944/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,161
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,290
−HK$132/mo
Today · 4.125%
HK$4,422
baseline
▲ 0.50% · 4.625%
HK$4,691
+HK$269/mo
Deposit HK$608K · loan HK$912K · min. income ≈ HK$8,844/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,629
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,753
−HK$126/mo
Today · 4.125%
HK$4,879
baseline
▲ 0.50% · 4.625%
HK$5,136
+HK$257/mo
Deposit HK$608K · loan HK$912K · min. income ≈ HK$9,758/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,507
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,648
−HK$142/mo
Today · 4.125%
HK$4,790
baseline
▲ 0.50% · 4.625%
HK$5,081
+HK$291/mo
Deposit HK$532K · loan HK$988K · min. income ≈ HK$9,580/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,014
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$136/mo
Today · 4.125%
HK$5,285
baseline
▲ 0.50% · 4.625%
HK$5,564
+HK$279/mo
Deposit HK$532K · loan HK$988K · min. income ≈ HK$10,570/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,854
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,005
−HK$153/mo
Today · 4.125%
HK$5,158
baseline
▲ 0.50% · 4.625%
HK$5,472
+HK$314/mo
Deposit HK$456K · loan HK$1.06M · min. income ≈ HK$10,316/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,400
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,545
−HK$147/mo
Today · 4.125%
HK$5,692
baseline
▲ 0.50% · 4.625%
HK$5,992
+HK$300/mo
Deposit HK$456K · loan HK$1.06M · min. income ≈ HK$11,384/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,201
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,363
−HK$164/mo
Today · 4.125%
HK$5,527
baseline
▲ 0.50% · 4.625%
HK$5,863
+HK$336/mo
Deposit HK$380K · loan HK$1.14M · min. income ≈ HK$11,054/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,786
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,941
−HK$157/mo
Today · 4.125%
HK$6,098
baseline
▲ 0.50% · 4.625%
HK$6,420
+HK$322/mo
Deposit HK$380K · loan HK$1.14M · min. income ≈ HK$12,196/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,548
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,720
−HK$175/mo
Today · 4.125%
HK$5,895
baseline
▲ 0.50% · 4.625%
HK$6,254
+HK$359/mo
Deposit HK$304K · loan HK$1.22M · min. income ≈ HK$11,790/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,172
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,337
−HK$168/mo
Today · 4.125%
HK$6,505
baseline
▲ 0.50% · 4.625%
HK$6,848
+HK$343/mo
Deposit HK$304K · loan HK$1.22M · min. income ≈ HK$13,010/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,894
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,078
−HK$186/mo
Today · 4.125%
HK$6,264
baseline
▲ 0.50% · 4.625%
HK$6,645
+HK$381/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$12,528/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,557
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,733
−HK$179/mo
Today · 4.125%
HK$6,912
baseline
▲ 0.50% · 4.625%
HK$7,276
+HK$364/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$13,824/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,241
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,435
−HK$197/mo
Today · 4.125%
HK$6,632
baseline
▲ 0.50% · 4.625%
HK$7,036
+HK$404/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,264/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,943
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,129
−HK$189/mo
Today · 4.125%
HK$7,318
baseline
▲ 0.50% · 4.625%
HK$7,704
+HK$386/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,636/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).