▼ 0.50% · 3.625%
HK$4,460
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,599
−HK$141/mo
Today · 4.125%
HK$4,740
baseline
▲ 0.50% · 4.625%
HK$5,029
+HK$289/mo
Deposit HK$978K · loan HK$978K · min. income ≈ HK$9,480/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,962
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,095
−HK$135/mo
Today · 4.125%
HK$5,230
baseline
▲ 0.50% · 4.625%
HK$5,506
+HK$276/mo
Deposit HK$978K · loan HK$978K · min. income ≈ HK$10,460/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,907
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,059
−HK$155/mo
Today · 4.125%
HK$5,214
baseline
▲ 0.50% · 4.625%
HK$5,531
+HK$317/mo
Deposit HK$880K · loan HK$1.08M · min. income ≈ HK$10,428/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,458
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,605
−HK$148/mo
Today · 4.125%
HK$5,753
baseline
▲ 0.50% · 4.625%
HK$6,057
+HK$304/mo
Deposit HK$880K · loan HK$1.08M · min. income ≈ HK$11,506/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,353
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,519
−HK$169/mo
Today · 4.125%
HK$5,688
baseline
▲ 0.50% · 4.625%
HK$6,034
+HK$346/mo
Deposit HK$782K · loan HK$1.17M · min. income ≈ HK$11,376/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,955
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,114
−HK$162/mo
Today · 4.125%
HK$6,276
baseline
▲ 0.50% · 4.625%
HK$6,607
+HK$331/mo
Deposit HK$782K · loan HK$1.17M · min. income ≈ HK$12,552/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,799
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,979
−HK$183/mo
Today · 4.125%
HK$6,162
baseline
▲ 0.50% · 4.625%
HK$6,537
+HK$375/mo
Deposit HK$685K · loan HK$1.27M · min. income ≈ HK$12,324/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,451
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,624
−HK$175/mo
Today · 4.125%
HK$6,799
baseline
▲ 0.50% · 4.625%
HK$7,158
+HK$359/mo
Deposit HK$685K · loan HK$1.27M · min. income ≈ HK$13,598/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,245
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,439
−HK$197/mo
Today · 4.125%
HK$6,636
baseline
▲ 0.50% · 4.625%
HK$7,040
+HK$404/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$13,272/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,947
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,133
−HK$189/mo
Today · 4.125%
HK$7,322
baseline
▲ 0.50% · 4.625%
HK$7,708
+HK$386/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$14,644/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,691
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,899
−HK$211/mo
Today · 4.125%
HK$7,110
baseline
▲ 0.50% · 4.625%
HK$7,543
+HK$433/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$14,220/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,443
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,643
−HK$203/mo
Today · 4.125%
HK$7,846
baseline
▲ 0.50% · 4.625%
HK$8,259
+HK$413/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$15,692/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,137
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,359
−HK$225/mo
Today · 4.125%
HK$7,584
baseline
▲ 0.50% · 4.625%
HK$8,046
+HK$462/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$15,168/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,940
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,153
−HK$216/mo
Today · 4.125%
HK$8,369
baseline
▲ 0.50% · 4.625%
HK$8,810
+HK$441/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$16,738/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,583
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,819
−HK$239/mo
Today · 4.125%
HK$8,058
baseline
▲ 0.50% · 4.625%
HK$8,549
+HK$491/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,116/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,436
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,662
−HK$230/mo
Today · 4.125%
HK$8,892
baseline
▲ 0.50% · 4.625%
HK$9,360
+HK$468/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,784/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,029
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,279
−HK$253/mo
Today · 4.125%
HK$8,532
baseline
▲ 0.50% · 4.625%
HK$9,052
+HK$520/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,064/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,932
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,172
−HK$243/mo
Today · 4.125%
HK$9,415
baseline
▲ 0.50% · 4.625%
HK$9,911
+HK$496/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,830/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).