▼ 0.50% · 3.625%
HK$3,679
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,793
−HK$117/mo
Today · 4.125%
HK$3,910
baseline
▲ 0.50% · 4.625%
HK$4,147
+HK$237/mo
Deposit HK$807K · loan HK$807K · min. income ≈ HK$7,820/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,093
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,202
−HK$112/mo
Today · 4.125%
HK$4,314
baseline
▲ 0.50% · 4.625%
HK$4,541
+HK$227/mo
Deposit HK$807K · loan HK$807K · min. income ≈ HK$8,628/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,047
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,173
−HK$127/mo
Today · 4.125%
HK$4,300
baseline
▲ 0.50% · 4.625%
HK$4,562
+HK$262/mo
Deposit HK$726K · loan HK$887K · min. income ≈ HK$8,600/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,502
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,623
−HK$122/mo
Today · 4.125%
HK$4,745
baseline
▲ 0.50% · 4.625%
HK$4,995
+HK$250/mo
Deposit HK$726K · loan HK$887K · min. income ≈ HK$9,490/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,415
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,552
−HK$139/mo
Today · 4.125%
HK$4,691
baseline
▲ 0.50% · 4.625%
HK$4,977
+HK$286/mo
Deposit HK$645K · loan HK$968K · min. income ≈ HK$9,382/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,911
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,043
−HK$134/mo
Today · 4.125%
HK$5,177
baseline
▲ 0.50% · 4.625%
HK$5,449
+HK$272/mo
Deposit HK$645K · loan HK$968K · min. income ≈ HK$10,354/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,782
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,931
−HK$151/mo
Today · 4.125%
HK$5,082
baseline
▲ 0.50% · 4.625%
HK$5,392
+HK$310/mo
Deposit HK$565K · loan HK$1.05M · min. income ≈ HK$10,164/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,320
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,463
−HK$145/mo
Today · 4.125%
HK$5,608
baseline
▲ 0.50% · 4.625%
HK$5,903
+HK$295/mo
Deposit HK$565K · loan HK$1.05M · min. income ≈ HK$11,216/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,150
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,311
−HK$162/mo
Today · 4.125%
HK$5,473
baseline
▲ 0.50% · 4.625%
HK$5,806
+HK$333/mo
Deposit HK$484K · loan HK$1.13M · min. income ≈ HK$10,946/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,730
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,883
−HK$156/mo
Today · 4.125%
HK$6,039
baseline
▲ 0.50% · 4.625%
HK$6,358
+HK$319/mo
Deposit HK$484K · loan HK$1.13M · min. income ≈ HK$12,078/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,518
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,690
−HK$174/mo
Today · 4.125%
HK$5,864
baseline
▲ 0.50% · 4.625%
HK$6,221
+HK$357/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$11,728/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,139
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,304
−HK$167/mo
Today · 4.125%
HK$6,471
baseline
▲ 0.50% · 4.625%
HK$6,812
+HK$341/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$12,942/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,886
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,069
−HK$186/mo
Today · 4.125%
HK$6,255
baseline
▲ 0.50% · 4.625%
HK$6,636
+HK$381/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$12,510/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,548
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,724
−HK$178/mo
Today · 4.125%
HK$6,902
baseline
▲ 0.50% · 4.625%
HK$7,266
+HK$364/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$13,804/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,254
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,449
−HK$197/mo
Today · 4.125%
HK$6,646
baseline
▲ 0.50% · 4.625%
HK$7,051
+HK$405/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,292/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,957
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,144
−HK$189/mo
Today · 4.125%
HK$7,333
baseline
▲ 0.50% · 4.625%
HK$7,720
+HK$387/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,666/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,622
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,828
−HK$209/mo
Today · 4.125%
HK$7,037
baseline
▲ 0.50% · 4.625%
HK$7,465
+HK$428/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,074/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,367
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,564
−HK$201/mo
Today · 4.125%
HK$7,765
baseline
▲ 0.50% · 4.625%
HK$8,174
+HK$409/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,530/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).