▼ 0.50% · 3.625%
HK$4,542
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,684
−HK$143/mo
Today · 4.125%
HK$4,827
baseline
▲ 0.50% · 4.625%
HK$5,121
+HK$294/mo
Deposit HK$996K · loan HK$996K · min. income ≈ HK$9,654/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,053
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,189
−HK$137/mo
Today · 4.125%
HK$5,326
baseline
▲ 0.50% · 4.625%
HK$5,607
+HK$281/mo
Deposit HK$996K · loan HK$996K · min. income ≈ HK$10,652/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,997
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,152
−HK$158/mo
Today · 4.125%
HK$5,310
baseline
▲ 0.50% · 4.625%
HK$5,633
+HK$323/mo
Deposit HK$896K · loan HK$1.10M · min. income ≈ HK$10,620/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,559
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,708
−HK$151/mo
Today · 4.125%
HK$5,859
baseline
▲ 0.50% · 4.625%
HK$6,168
+HK$309/mo
Deposit HK$896K · loan HK$1.10M · min. income ≈ HK$11,718/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,451
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,621
−HK$172/mo
Today · 4.125%
HK$5,793
baseline
▲ 0.50% · 4.625%
HK$6,145
+HK$352/mo
Deposit HK$797K · loan HK$1.20M · min. income ≈ HK$11,586/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,064
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,227
−HK$165/mo
Today · 4.125%
HK$6,392
baseline
▲ 0.50% · 4.625%
HK$6,729
+HK$337/mo
Deposit HK$797K · loan HK$1.20M · min. income ≈ HK$12,784/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,905
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,089
−HK$187/mo
Today · 4.125%
HK$6,276
baseline
▲ 0.50% · 4.625%
HK$6,657
+HK$381/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$12,552/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,570
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,746
−HK$178/mo
Today · 4.125%
HK$6,924
baseline
▲ 0.50% · 4.625%
HK$7,289
+HK$365/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$13,848/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,359
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,557
−HK$201/mo
Today · 4.125%
HK$6,758
baseline
▲ 0.50% · 4.625%
HK$7,170
+HK$412/mo
Deposit HK$598K · loan HK$1.39M · min. income ≈ HK$13,516/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,075
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,265
−HK$192/mo
Today · 4.125%
HK$7,457
baseline
▲ 0.50% · 4.625%
HK$7,850
+HK$393/mo
Deposit HK$598K · loan HK$1.39M · min. income ≈ HK$14,914/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,814
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,026
−HK$215/mo
Today · 4.125%
HK$7,241
baseline
▲ 0.50% · 4.625%
HK$7,682
+HK$441/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$14,482/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,580
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,784
−HK$206/mo
Today · 4.125%
HK$7,990
baseline
▲ 0.50% · 4.625%
HK$8,411
+HK$421/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$15,980/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,268
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,494
−HK$230/mo
Today · 4.125%
HK$7,724
baseline
▲ 0.50% · 4.625%
HK$8,194
+HK$470/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,448/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,086
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,302
−HK$220/mo
Today · 4.125%
HK$8,522
baseline
▲ 0.50% · 4.625%
HK$8,972
+HK$450/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,044/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,722
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,962
−HK$244/mo
Today · 4.125%
HK$8,206
baseline
▲ 0.50% · 4.625%
HK$8,706
+HK$500/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,412/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,591
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,821
−HK$234/mo
Today · 4.125%
HK$9,055
baseline
▲ 0.50% · 4.625%
HK$9,532
+HK$477/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,110/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,176
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,431
−HK$258/mo
Today · 4.125%
HK$8,689
baseline
▲ 0.50% · 4.625%
HK$9,218
+HK$529/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,378/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,096
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,340
−HK$248/mo
Today · 4.125%
HK$9,588
baseline
▲ 0.50% · 4.625%
HK$10,093
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,176/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).