▼ 0.50% · 3.625%
HK$3,409
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,515
−HK$108/mo
Today · 4.125%
HK$3,623
baseline
▲ 0.50% · 4.625%
HK$3,843
+HK$220/mo
Deposit HK$748K · loan HK$748K · min. income ≈ HK$7,246/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,793
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,894
−HK$103/mo
Today · 4.125%
HK$3,997
baseline
▲ 0.50% · 4.625%
HK$4,208
+HK$211/mo
Deposit HK$748K · loan HK$748K · min. income ≈ HK$7,994/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,750
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,867
−HK$118/mo
Today · 4.125%
HK$3,985
baseline
▲ 0.50% · 4.625%
HK$4,228
+HK$243/mo
Deposit HK$673K · loan HK$822K · min. income ≈ HK$7,970/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,172
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,284
−HK$113/mo
Today · 4.125%
HK$4,397
baseline
▲ 0.50% · 4.625%
HK$4,629
+HK$232/mo
Deposit HK$673K · loan HK$822K · min. income ≈ HK$8,794/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,091
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,218
−HK$129/mo
Today · 4.125%
HK$4,347
baseline
▲ 0.50% · 4.625%
HK$4,612
+HK$265/mo
Deposit HK$598K · loan HK$897K · min. income ≈ HK$8,694/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,551
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,673
−HK$124/mo
Today · 4.125%
HK$4,797
baseline
▲ 0.50% · 4.625%
HK$5,050
+HK$253/mo
Deposit HK$598K · loan HK$897K · min. income ≈ HK$9,594/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,432
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,570
−HK$140/mo
Today · 4.125%
HK$4,710
baseline
▲ 0.50% · 4.625%
HK$4,996
+HK$286/mo
Deposit HK$523K · loan HK$972K · min. income ≈ HK$9,420/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,930
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,063
−HK$134/mo
Today · 4.125%
HK$5,197
baseline
▲ 0.50% · 4.625%
HK$5,471
+HK$274/mo
Deposit HK$523K · loan HK$972K · min. income ≈ HK$10,394/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,773
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,921
−HK$151/mo
Today · 4.125%
HK$5,072
baseline
▲ 0.50% · 4.625%
HK$5,381
+HK$309/mo
Deposit HK$449K · loan HK$1.05M · min. income ≈ HK$10,144/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,310
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,452
−HK$144/mo
Today · 4.125%
HK$5,596
baseline
▲ 0.50% · 4.625%
HK$5,891
+HK$295/mo
Deposit HK$449K · loan HK$1.05M · min. income ≈ HK$11,192/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,114
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,273
−HK$161/mo
Today · 4.125%
HK$5,434
baseline
▲ 0.50% · 4.625%
HK$5,765
+HK$331/mo
Deposit HK$374K · loan HK$1.12M · min. income ≈ HK$10,868/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,689
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,841
−HK$155/mo
Today · 4.125%
HK$5,996
baseline
▲ 0.50% · 4.625%
HK$6,312
+HK$316/mo
Deposit HK$374K · loan HK$1.12M · min. income ≈ HK$11,992/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,455
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,624
−HK$173/mo
Today · 4.125%
HK$5,797
baseline
▲ 0.50% · 4.625%
HK$6,149
+HK$352/mo
Deposit HK$299K · loan HK$1.20M · min. income ≈ HK$11,594/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,068
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,231
−HK$165/mo
Today · 4.125%
HK$6,396
baseline
▲ 0.50% · 4.625%
HK$6,733
+HK$337/mo
Deposit HK$299K · loan HK$1.20M · min. income ≈ HK$12,792/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,795
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,976
−HK$183/mo
Today · 4.125%
HK$6,159
baseline
▲ 0.50% · 4.625%
HK$6,534
+HK$375/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$12,318/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,447
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,620
−HK$176/mo
Today · 4.125%
HK$6,796
baseline
▲ 0.50% · 4.625%
HK$7,154
+HK$358/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$13,592/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,136
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,327
−HK$194/mo
Today · 4.125%
HK$6,521
baseline
▲ 0.50% · 4.625%
HK$6,918
+HK$397/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$13,042/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,827
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,010
−HK$185/mo
Today · 4.125%
HK$7,195
baseline
▲ 0.50% · 4.625%
HK$7,575
+HK$380/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$14,390/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).