▼ 0.50% · 3.625%
HK$3,349
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,453
−HK$106/mo
Today · 4.125%
HK$3,559
baseline
▲ 0.50% · 4.625%
HK$3,776
+HK$217/mo
Deposit HK$734K · loan HK$734K · min. income ≈ HK$7,118/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,726
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,826
−HK$101/mo
Today · 4.125%
HK$3,927
baseline
▲ 0.50% · 4.625%
HK$4,134
+HK$207/mo
Deposit HK$734K · loan HK$734K · min. income ≈ HK$7,854/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,684
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,799
−HK$116/mo
Today · 4.125%
HK$3,915
baseline
▲ 0.50% · 4.625%
HK$4,153
+HK$238/mo
Deposit HK$661K · loan HK$808K · min. income ≈ HK$7,830/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,099
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,209
−HK$111/mo
Today · 4.125%
HK$4,320
baseline
▲ 0.50% · 4.625%
HK$4,548
+HK$228/mo
Deposit HK$661K · loan HK$808K · min. income ≈ HK$8,640/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,019
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,144
−HK$127/mo
Today · 4.125%
HK$4,271
baseline
▲ 0.50% · 4.625%
HK$4,531
+HK$260/mo
Deposit HK$588K · loan HK$881K · min. income ≈ HK$8,542/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,471
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,591
−HK$122/mo
Today · 4.125%
HK$4,713
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$248/mo
Deposit HK$588K · loan HK$881K · min. income ≈ HK$9,426/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,354
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,489
−HK$138/mo
Today · 4.125%
HK$4,627
baseline
▲ 0.50% · 4.625%
HK$4,909
+HK$282/mo
Deposit HK$514K · loan HK$955K · min. income ≈ HK$9,254/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,844
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,974
−HK$131/mo
Today · 4.125%
HK$5,105
baseline
▲ 0.50% · 4.625%
HK$5,375
+HK$270/mo
Deposit HK$514K · loan HK$955K · min. income ≈ HK$10,210/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,689
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,835
−HK$148/mo
Today · 4.125%
HK$4,983
baseline
▲ 0.50% · 4.625%
HK$5,286
+HK$303/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$9,966/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,216
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,356
−HK$142/mo
Today · 4.125%
HK$5,498
baseline
▲ 0.50% · 4.625%
HK$5,788
+HK$290/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$10,996/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,024
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,180
−HK$159/mo
Today · 4.125%
HK$5,339
baseline
▲ 0.50% · 4.625%
HK$5,664
+HK$325/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$10,678/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,589
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,739
−HK$152/mo
Today · 4.125%
HK$5,891
baseline
▲ 0.50% · 4.625%
HK$6,201
+HK$310/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$11,782/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,359
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,525
−HK$170/mo
Today · 4.125%
HK$5,695
baseline
▲ 0.50% · 4.625%
HK$6,041
+HK$346/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$11,390/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,962
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,121
−HK$163/mo
Today · 4.125%
HK$6,284
baseline
▲ 0.50% · 4.625%
HK$6,615
+HK$331/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$12,568/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,694
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,871
−HK$180/mo
Today · 4.125%
HK$6,051
baseline
▲ 0.50% · 4.625%
HK$6,419
+HK$368/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$12,102/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,334
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,504
−HK$172/mo
Today · 4.125%
HK$6,676
baseline
▲ 0.50% · 4.625%
HK$7,028
+HK$352/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$13,352/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,029
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,216
−HK$191/mo
Today · 4.125%
HK$6,407
baseline
▲ 0.50% · 4.625%
HK$6,797
+HK$390/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,814/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,707
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,887
−HK$182/mo
Today · 4.125%
HK$7,069
baseline
▲ 0.50% · 4.625%
HK$7,442
+HK$373/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,138/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).