▼ 0.50% · 3.625%
HK$4,286
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,420
−HK$135/mo
Today · 4.125%
HK$4,555
baseline
▲ 0.50% · 4.625%
HK$4,832
+HK$277/mo
Deposit HK$940K · loan HK$940K · min. income ≈ HK$9,110/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,768
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,896
−HK$130/mo
Today · 4.125%
HK$5,026
baseline
▲ 0.50% · 4.625%
HK$5,291
+HK$265/mo
Deposit HK$940K · loan HK$940K · min. income ≈ HK$10,052/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,715
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,861
−HK$149/mo
Today · 4.125%
HK$5,010
baseline
▲ 0.50% · 4.625%
HK$5,315
+HK$305/mo
Deposit HK$846K · loan HK$1.03M · min. income ≈ HK$10,020/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,245
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,386
−HK$143/mo
Today · 4.125%
HK$5,529
baseline
▲ 0.50% · 4.625%
HK$5,820
+HK$291/mo
Deposit HK$846K · loan HK$1.03M · min. income ≈ HK$11,058/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,143
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,303
−HK$163/mo
Today · 4.125%
HK$5,466
baseline
▲ 0.50% · 4.625%
HK$5,799
+HK$333/mo
Deposit HK$752K · loan HK$1.13M · min. income ≈ HK$10,932/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,722
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,875
−HK$156/mo
Today · 4.125%
HK$6,031
baseline
▲ 0.50% · 4.625%
HK$6,349
+HK$318/mo
Deposit HK$752K · loan HK$1.13M · min. income ≈ HK$12,062/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,572
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,745
−HK$176/mo
Today · 4.125%
HK$5,921
baseline
▲ 0.50% · 4.625%
HK$6,282
+HK$361/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$11,842/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,199
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,365
−HK$169/mo
Today · 4.125%
HK$6,534
baseline
▲ 0.50% · 4.625%
HK$6,878
+HK$344/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$13,068/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,001
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,187
−HK$190/mo
Today · 4.125%
HK$6,377
baseline
▲ 0.50% · 4.625%
HK$6,765
+HK$388/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$12,754/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,676
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,855
−HK$181/mo
Today · 4.125%
HK$7,036
baseline
▲ 0.50% · 4.625%
HK$7,407
+HK$371/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$14,072/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,429
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,629
−HK$203/mo
Today · 4.125%
HK$6,832
baseline
▲ 0.50% · 4.625%
HK$7,248
+HK$416/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$13,664/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,153
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,344
−HK$195/mo
Today · 4.125%
HK$7,539
baseline
▲ 0.50% · 4.625%
HK$7,936
+HK$397/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$15,078/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,858
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,071
−HK$217/mo
Today · 4.125%
HK$7,288
baseline
▲ 0.50% · 4.625%
HK$7,731
+HK$443/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$14,576/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,629
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,834
−HK$208/mo
Today · 4.125%
HK$8,042
baseline
▲ 0.50% · 4.625%
HK$8,465
+HK$423/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$16,084/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,287
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,513
−HK$230/mo
Today · 4.125%
HK$7,743
baseline
▲ 0.50% · 4.625%
HK$8,215
+HK$472/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,486/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,106
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,324
−HK$220/mo
Today · 4.125%
HK$8,544
baseline
▲ 0.50% · 4.625%
HK$8,995
+HK$451/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,088/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,715
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,955
−HK$244/mo
Today · 4.125%
HK$8,199
baseline
▲ 0.50% · 4.625%
HK$8,698
+HK$499/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,398/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,583
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,813
−HK$234/mo
Today · 4.125%
HK$9,047
baseline
▲ 0.50% · 4.625%
HK$9,524
+HK$477/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,094/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).