▼ 0.50% · 3.625%
HK$4,375
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,511
−HK$139/mo
Today · 4.125%
HK$4,650
baseline
▲ 0.50% · 4.625%
HK$4,933
+HK$283/mo
Deposit HK$959K · loan HK$959K · min. income ≈ HK$9,300/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,867
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,998
−HK$132/mo
Today · 4.125%
HK$5,130
baseline
▲ 0.50% · 4.625%
HK$5,401
+HK$271/mo
Deposit HK$959K · loan HK$959K · min. income ≈ HK$10,260/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,813
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,963
−HK$152/mo
Today · 4.125%
HK$5,115
baseline
▲ 0.50% · 4.625%
HK$5,426
+HK$311/mo
Deposit HK$863K · loan HK$1.06M · min. income ≈ HK$10,230/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,354
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,498
−HK$145/mo
Today · 4.125%
HK$5,643
baseline
▲ 0.50% · 4.625%
HK$5,941
+HK$298/mo
Deposit HK$863K · loan HK$1.06M · min. income ≈ HK$11,286/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,250
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,414
−HK$166/mo
Today · 4.125%
HK$5,580
baseline
▲ 0.50% · 4.625%
HK$5,919
+HK$339/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$11,160/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,841
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,998
−HK$158/mo
Today · 4.125%
HK$6,156
baseline
▲ 0.50% · 4.625%
HK$6,481
+HK$325/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$12,312/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,688
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,865
−HK$180/mo
Today · 4.125%
HK$6,045
baseline
▲ 0.50% · 4.625%
HK$6,412
+HK$367/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$12,090/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,328
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,497
−HK$173/mo
Today · 4.125%
HK$6,670
baseline
▲ 0.50% · 4.625%
HK$7,021
+HK$351/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$13,340/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,125
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,316
−HK$193/mo
Today · 4.125%
HK$6,509
baseline
▲ 0.50% · 4.625%
HK$6,906
+HK$397/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$13,018/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,814
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,997
−HK$186/mo
Today · 4.125%
HK$7,183
baseline
▲ 0.50% · 4.625%
HK$7,561
+HK$378/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$14,366/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,563
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,767
−HK$207/mo
Today · 4.125%
HK$6,974
baseline
▲ 0.50% · 4.625%
HK$7,399
+HK$425/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$13,948/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,301
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,497
−HK$199/mo
Today · 4.125%
HK$7,696
baseline
▲ 0.50% · 4.625%
HK$8,101
+HK$405/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$15,392/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,000
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,218
−HK$221/mo
Today · 4.125%
HK$7,439
baseline
▲ 0.50% · 4.625%
HK$7,892
+HK$453/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$14,878/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,788
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,997
−HK$212/mo
Today · 4.125%
HK$8,209
baseline
▲ 0.50% · 4.625%
HK$8,641
+HK$432/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$16,418/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,438
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,669
−HK$235/mo
Today · 4.125%
HK$7,904
baseline
▲ 0.50% · 4.625%
HK$8,385
+HK$481/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,808/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,275
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,497
−HK$225/mo
Today · 4.125%
HK$8,722
baseline
▲ 0.50% · 4.625%
HK$9,181
+HK$459/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,444/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,875
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,120
−HK$249/mo
Today · 4.125%
HK$8,369
baseline
▲ 0.50% · 4.625%
HK$8,879
+HK$510/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,738/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,761
−HK$474/mo
▼ 0.25% · 3.875%
HK$8,996
−HK$239/mo
Today · 4.125%
HK$9,235
baseline
▲ 0.50% · 4.625%
HK$9,722
+HK$487/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,470/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).