▼ 0.50% · 3.625%
HK$4,353
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,488
−HK$138/mo
Today · 4.125%
HK$4,626
baseline
▲ 0.50% · 4.625%
HK$4,907
+HK$281/mo
Deposit HK$955K · loan HK$955K · min. income ≈ HK$9,252/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,843
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,973
−HK$131/mo
Today · 4.125%
HK$5,104
baseline
▲ 0.50% · 4.625%
HK$5,373
+HK$269/mo
Deposit HK$955K · loan HK$955K · min. income ≈ HK$10,208/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,788
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,937
−HK$152/mo
Today · 4.125%
HK$5,089
baseline
▲ 0.50% · 4.625%
HK$5,398
+HK$309/mo
Deposit HK$859K · loan HK$1.05M · min. income ≈ HK$10,178/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,327
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,470
−HK$145/mo
Today · 4.125%
HK$5,615
baseline
▲ 0.50% · 4.625%
HK$5,911
+HK$296/mo
Deposit HK$859K · loan HK$1.05M · min. income ≈ HK$11,230/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,224
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,386
−HK$165/mo
Today · 4.125%
HK$5,551
baseline
▲ 0.50% · 4.625%
HK$5,889
+HK$338/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$11,102/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,811
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,967
−HK$158/mo
Today · 4.125%
HK$6,125
baseline
▲ 0.50% · 4.625%
HK$6,448
+HK$323/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$12,250/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,659
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,835
−HK$179/mo
Today · 4.125%
HK$6,014
baseline
▲ 0.50% · 4.625%
HK$6,380
+HK$366/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$12,028/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,295
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,464
−HK$172/mo
Today · 4.125%
HK$6,636
baseline
▲ 0.50% · 4.625%
HK$6,985
+HK$349/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$13,272/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,094
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,284
−HK$192/mo
Today · 4.125%
HK$6,476
baseline
▲ 0.50% · 4.625%
HK$6,870
+HK$394/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$12,952/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,780
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,962
−HK$184/mo
Today · 4.125%
HK$7,146
baseline
▲ 0.50% · 4.625%
HK$7,523
+HK$377/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$14,292/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,530
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,733
−HK$206/mo
Today · 4.125%
HK$6,939
baseline
▲ 0.50% · 4.625%
HK$7,361
+HK$422/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$13,878/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,264
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,459
−HK$197/mo
Today · 4.125%
HK$7,656
baseline
▲ 0.50% · 4.625%
HK$8,060
+HK$404/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$15,312/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,965
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,181
−HK$221/mo
Today · 4.125%
HK$7,402
baseline
▲ 0.50% · 4.625%
HK$7,852
+HK$450/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$14,804/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,748
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,956
−HK$211/mo
Today · 4.125%
HK$8,167
baseline
▲ 0.50% · 4.625%
HK$8,597
+HK$430/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$16,334/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,400
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,630
−HK$234/mo
Today · 4.125%
HK$7,864
baseline
▲ 0.50% · 4.625%
HK$8,343
+HK$479/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,728/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,233
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,453
−HK$224/mo
Today · 4.125%
HK$8,677
baseline
▲ 0.50% · 4.625%
HK$9,135
+HK$458/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,354/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,835
−HK$492/mo
▼ 0.25% · 3.875%
HK$8,079
−HK$248/mo
Today · 4.125%
HK$8,327
baseline
▲ 0.50% · 4.625%
HK$8,833
+HK$506/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,654/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,717
−HK$471/mo
▼ 0.25% · 3.875%
HK$8,951
−HK$237/mo
Today · 4.125%
HK$9,188
baseline
▲ 0.50% · 4.625%
HK$9,672
+HK$484/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,376/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).