▼ 0.50% · 3.625%
HK$3,483
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,591
−HK$110/mo
Today · 4.125%
HK$3,701
baseline
▲ 0.50% · 4.625%
HK$3,926
+HK$225/mo
Deposit HK$764K · loan HK$764K · min. income ≈ HK$7,402/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,875
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,978
−HK$106/mo
Today · 4.125%
HK$4,084
baseline
▲ 0.50% · 4.625%
HK$4,299
+HK$215/mo
Deposit HK$764K · loan HK$764K · min. income ≈ HK$8,168/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,831
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,950
−HK$121/mo
Today · 4.125%
HK$4,071
baseline
▲ 0.50% · 4.625%
HK$4,319
+HK$248/mo
Deposit HK$687K · loan HK$840K · min. income ≈ HK$8,142/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,262
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,376
−HK$116/mo
Today · 4.125%
HK$4,492
baseline
▲ 0.50% · 4.625%
HK$4,729
+HK$237/mo
Deposit HK$687K · loan HK$840K · min. income ≈ HK$8,984/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,179
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,309
−HK$132/mo
Today · 4.125%
HK$4,441
baseline
▲ 0.50% · 4.625%
HK$4,712
+HK$271/mo
Deposit HK$611K · loan HK$916K · min. income ≈ HK$8,882/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,649
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,774
−HK$127/mo
Today · 4.125%
HK$4,901
baseline
▲ 0.50% · 4.625%
HK$5,159
+HK$258/mo
Deposit HK$611K · loan HK$916K · min. income ≈ HK$9,802/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,528
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,668
−HK$144/mo
Today · 4.125%
HK$4,812
baseline
▲ 0.50% · 4.625%
HK$5,104
+HK$292/mo
Deposit HK$535K · loan HK$993K · min. income ≈ HK$9,624/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,037
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,172
−HK$137/mo
Today · 4.125%
HK$5,309
baseline
▲ 0.50% · 4.625%
HK$5,589
+HK$280/mo
Deposit HK$535K · loan HK$993K · min. income ≈ HK$10,618/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,876
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,028
−HK$154/mo
Today · 4.125%
HK$5,182
baseline
▲ 0.50% · 4.625%
HK$5,497
+HK$315/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$10,364/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,424
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,570
−HK$147/mo
Today · 4.125%
HK$5,717
baseline
▲ 0.50% · 4.625%
HK$6,019
+HK$302/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$11,434/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,224
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,387
−HK$165/mo
Today · 4.125%
HK$5,552
baseline
▲ 0.50% · 4.625%
HK$5,890
+HK$338/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$11,104/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,812
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,968
−HK$158/mo
Today · 4.125%
HK$6,126
baseline
▲ 0.50% · 4.625%
HK$6,449
+HK$323/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$12,252/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,572
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,746
−HK$176/mo
Today · 4.125%
HK$5,922
baseline
▲ 0.50% · 4.625%
HK$6,282
+HK$360/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$11,844/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,199
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,366
−HK$168/mo
Today · 4.125%
HK$6,534
baseline
▲ 0.50% · 4.625%
HK$6,879
+HK$345/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$13,068/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,921
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,105
−HK$187/mo
Today · 4.125%
HK$6,292
baseline
▲ 0.50% · 4.625%
HK$6,675
+HK$383/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$12,584/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,587
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,763
−HK$180/mo
Today · 4.125%
HK$6,943
baseline
▲ 0.50% · 4.625%
HK$7,309
+HK$366/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$13,886/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,269
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,464
−HK$198/mo
Today · 4.125%
HK$6,662
baseline
▲ 0.50% · 4.625%
HK$7,067
+HK$405/mo
Deposit HK$153K · loan HK$1.37M · min. income ≈ HK$13,324/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,974
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,161
−HK$190/mo
Today · 4.125%
HK$7,351
baseline
▲ 0.50% · 4.625%
HK$7,738
+HK$387/mo
Deposit HK$153K · loan HK$1.37M · min. income ≈ HK$14,702/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).