▼ 0.50% · 3.625%
HK$3,538
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,648
−HK$112/mo
Today · 4.125%
HK$3,760
baseline
▲ 0.50% · 4.625%
HK$3,989
+HK$229/mo
Deposit HK$776K · loan HK$776K · min. income ≈ HK$7,520/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,936
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,042
−HK$107/mo
Today · 4.125%
HK$4,149
baseline
▲ 0.50% · 4.625%
HK$4,367
+HK$218/mo
Deposit HK$776K · loan HK$776K · min. income ≈ HK$8,298/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,892
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,013
−HK$123/mo
Today · 4.125%
HK$4,136
baseline
▲ 0.50% · 4.625%
HK$4,388
+HK$252/mo
Deposit HK$698K · loan HK$853K · min. income ≈ HK$8,272/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,330
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,446
−HK$118/mo
Today · 4.125%
HK$4,564
baseline
▲ 0.50% · 4.625%
HK$4,804
+HK$240/mo
Deposit HK$698K · loan HK$853K · min. income ≈ HK$9,128/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,246
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,378
−HK$134/mo
Today · 4.125%
HK$4,512
baseline
▲ 0.50% · 4.625%
HK$4,787
+HK$275/mo
Deposit HK$621K · loan HK$931K · min. income ≈ HK$9,024/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,723
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,850
−HK$129/mo
Today · 4.125%
HK$4,979
baseline
▲ 0.50% · 4.625%
HK$5,241
+HK$262/mo
Deposit HK$621K · loan HK$931K · min. income ≈ HK$9,958/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,600
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,743
−HK$145/mo
Today · 4.125%
HK$4,888
baseline
▲ 0.50% · 4.625%
HK$5,185
+HK$297/mo
Deposit HK$543K · loan HK$1.01M · min. income ≈ HK$9,776/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,117
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,254
−HK$139/mo
Today · 4.125%
HK$5,393
baseline
▲ 0.50% · 4.625%
HK$5,678
+HK$285/mo
Deposit HK$543K · loan HK$1.01M · min. income ≈ HK$10,786/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,953
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,107
−HK$157/mo
Today · 4.125%
HK$5,264
baseline
▲ 0.50% · 4.625%
HK$5,584
+HK$320/mo
Deposit HK$465K · loan HK$1.09M · min. income ≈ HK$10,528/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,511
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,658
−HK$150/mo
Today · 4.125%
HK$5,808
baseline
▲ 0.50% · 4.625%
HK$6,114
+HK$306/mo
Deposit HK$465K · loan HK$1.09M · min. income ≈ HK$11,616/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,472
−HK$168/mo
Today · 4.125%
HK$5,640
baseline
▲ 0.50% · 4.625%
HK$5,983
+HK$343/mo
Deposit HK$388K · loan HK$1.16M · min. income ≈ HK$11,280/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,904
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,063
−HK$160/mo
Today · 4.125%
HK$6,223
baseline
▲ 0.50% · 4.625%
HK$6,551
+HK$328/mo
Deposit HK$388K · loan HK$1.16M · min. income ≈ HK$12,446/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,661
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,837
−HK$179/mo
Today · 4.125%
HK$6,016
baseline
▲ 0.50% · 4.625%
HK$6,382
+HK$366/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$12,032/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,298
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,467
−HK$171/mo
Today · 4.125%
HK$6,638
baseline
▲ 0.50% · 4.625%
HK$6,988
+HK$350/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$13,276/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,015
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,202
−HK$190/mo
Today · 4.125%
HK$6,392
baseline
▲ 0.50% · 4.625%
HK$6,781
+HK$389/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$12,784/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,691
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,871
−HK$182/mo
Today · 4.125%
HK$7,053
baseline
▲ 0.50% · 4.625%
HK$7,425
+HK$372/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$14,106/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,369
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,567
−HK$201/mo
Today · 4.125%
HK$6,768
baseline
▲ 0.50% · 4.625%
HK$7,180
+HK$412/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$13,536/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,085
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,275
−HK$193/mo
Today · 4.125%
HK$7,468
baseline
▲ 0.50% · 4.625%
HK$7,861
+HK$393/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$14,936/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).