▼ 0.50% · 3.625%
HK$3,609
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,721
−HK$114/mo
Today · 4.125%
HK$3,835
baseline
▲ 0.50% · 4.625%
HK$4,068
+HK$233/mo
Deposit HK$791K · loan HK$791K · min. income ≈ HK$7,670/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,015
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,122
−HK$110/mo
Today · 4.125%
HK$4,232
baseline
▲ 0.50% · 4.625%
HK$4,455
+HK$223/mo
Deposit HK$791K · loan HK$791K · min. income ≈ HK$8,464/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,970
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,093
−HK$125/mo
Today · 4.125%
HK$4,218
baseline
▲ 0.50% · 4.625%
HK$4,475
+HK$257/mo
Deposit HK$712K · loan HK$870K · min. income ≈ HK$8,436/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,416
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,535
−HK$120/mo
Today · 4.125%
HK$4,655
baseline
▲ 0.50% · 4.625%
HK$4,900
+HK$245/mo
Deposit HK$712K · loan HK$870K · min. income ≈ HK$9,310/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,330
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,465
−HK$137/mo
Today · 4.125%
HK$4,602
baseline
▲ 0.50% · 4.625%
HK$4,882
+HK$280/mo
Deposit HK$633K · loan HK$950K · min. income ≈ HK$9,204/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,818
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,947
−HK$131/mo
Today · 4.125%
HK$5,078
baseline
▲ 0.50% · 4.625%
HK$5,345
+HK$267/mo
Deposit HK$633K · loan HK$950K · min. income ≈ HK$10,156/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,691
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,837
−HK$148/mo
Today · 4.125%
HK$4,985
baseline
▲ 0.50% · 4.625%
HK$5,289
+HK$304/mo
Deposit HK$554K · loan HK$1.03M · min. income ≈ HK$9,970/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,219
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,359
−HK$142/mo
Today · 4.125%
HK$5,501
baseline
▲ 0.50% · 4.625%
HK$5,791
+HK$290/mo
Deposit HK$554K · loan HK$1.03M · min. income ≈ HK$11,002/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,052
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,209
−HK$160/mo
Today · 4.125%
HK$5,369
baseline
▲ 0.50% · 4.625%
HK$5,696
+HK$327/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$10,738/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,620
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,771
−HK$153/mo
Today · 4.125%
HK$5,924
baseline
▲ 0.50% · 4.625%
HK$6,236
+HK$312/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$11,848/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,413
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,581
−HK$171/mo
Today · 4.125%
HK$5,752
baseline
▲ 0.50% · 4.625%
HK$6,102
+HK$350/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$11,504/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,022
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,183
−HK$164/mo
Today · 4.125%
HK$6,347
baseline
▲ 0.50% · 4.625%
HK$6,682
+HK$335/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$12,694/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,774
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,953
−HK$183/mo
Today · 4.125%
HK$6,136
baseline
▲ 0.50% · 4.625%
HK$6,509
+HK$373/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$12,272/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,423
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,596
−HK$174/mo
Today · 4.125%
HK$6,770
baseline
▲ 0.50% · 4.625%
HK$7,127
+HK$357/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$13,540/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,135
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,326
−HK$193/mo
Today · 4.125%
HK$6,519
baseline
▲ 0.50% · 4.625%
HK$6,916
+HK$397/mo
Deposit HK$237K · loan HK$1.35M · min. income ≈ HK$13,038/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,825
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,008
−HK$186/mo
Today · 4.125%
HK$7,194
baseline
▲ 0.50% · 4.625%
HK$7,573
+HK$379/mo
Deposit HK$237K · loan HK$1.35M · min. income ≈ HK$14,388/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,496
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,698
−HK$205/mo
Today · 4.125%
HK$6,903
baseline
▲ 0.50% · 4.625%
HK$7,323
+HK$420/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$13,806/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,226
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,420
−HK$197/mo
Today · 4.125%
HK$7,617
baseline
▲ 0.50% · 4.625%
HK$8,018
+HK$401/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$15,234/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).