▼ 0.50% · 3.625%
HK$4,714
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,860
−HK$149/mo
Today · 4.125%
HK$5,009
baseline
▲ 0.50% · 4.625%
HK$5,314
+HK$305/mo
Deposit HK$1.03M · loan HK$1.03M · min. income ≈ HK$10,018/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,244
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,384
−HK$143/mo
Today · 4.125%
HK$5,527
baseline
▲ 0.50% · 4.625%
HK$5,818
+HK$291/mo
Deposit HK$1.03M · loan HK$1.03M · min. income ≈ HK$11,054/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,346
−HK$164/mo
Today · 4.125%
HK$5,510
baseline
▲ 0.50% · 4.625%
HK$5,845
+HK$335/mo
Deposit HK$930K · loan HK$1.14M · min. income ≈ HK$11,020/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,768
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,923
−HK$157/mo
Today · 4.125%
HK$6,080
baseline
▲ 0.50% · 4.625%
HK$6,400
+HK$320/mo
Deposit HK$930K · loan HK$1.14M · min. income ≈ HK$12,160/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,656
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,832
−HK$179/mo
Today · 4.125%
HK$6,011
baseline
▲ 0.50% · 4.625%
HK$6,377
+HK$366/mo
Deposit HK$827K · loan HK$1.24M · min. income ≈ HK$12,022/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,293
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,461
−HK$172/mo
Today · 4.125%
HK$6,633
baseline
▲ 0.50% · 4.625%
HK$6,982
+HK$349/mo
Deposit HK$827K · loan HK$1.24M · min. income ≈ HK$13,266/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,128
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,318
−HK$194/mo
Today · 4.125%
HK$6,512
baseline
▲ 0.50% · 4.625%
HK$6,908
+HK$396/mo
Deposit HK$723K · loan HK$1.34M · min. income ≈ HK$13,024/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,817
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,000
−HK$185/mo
Today · 4.125%
HK$7,185
baseline
▲ 0.50% · 4.625%
HK$7,564
+HK$379/mo
Deposit HK$723K · loan HK$1.34M · min. income ≈ HK$14,370/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,599
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,804
−HK$209/mo
Today · 4.125%
HK$7,013
baseline
▲ 0.50% · 4.625%
HK$7,440
+HK$427/mo
Deposit HK$620K · loan HK$1.45M · min. income ≈ HK$14,026/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,341
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,538
−HK$200/mo
Today · 4.125%
HK$7,738
baseline
▲ 0.50% · 4.625%
HK$8,146
+HK$408/mo
Deposit HK$620K · loan HK$1.45M · min. income ≈ HK$15,476/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,070
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,290
−HK$224/mo
Today · 4.125%
HK$7,514
baseline
▲ 0.50% · 4.625%
HK$7,971
+HK$457/mo
Deposit HK$517K · loan HK$1.55M · min. income ≈ HK$15,028/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,866
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,077
−HK$214/mo
Today · 4.125%
HK$8,291
baseline
▲ 0.50% · 4.625%
HK$8,728
+HK$437/mo
Deposit HK$517K · loan HK$1.55M · min. income ≈ HK$16,582/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,542
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,776
−HK$239/mo
Today · 4.125%
HK$8,015
baseline
▲ 0.50% · 4.625%
HK$8,502
+HK$487/mo
Deposit HK$413K · loan HK$1.65M · min. income ≈ HK$16,030/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,390
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,615
−HK$228/mo
Today · 4.125%
HK$8,843
baseline
▲ 0.50% · 4.625%
HK$9,310
+HK$467/mo
Deposit HK$413K · loan HK$1.65M · min. income ≈ HK$17,686/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,013
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,262
−HK$254/mo
Today · 4.125%
HK$8,516
baseline
▲ 0.50% · 4.625%
HK$9,034
+HK$518/mo
Deposit HK$310K · loan HK$1.76M · min. income ≈ HK$17,032/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,915
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,154
−HK$242/mo
Today · 4.125%
HK$9,396
baseline
▲ 0.50% · 4.625%
HK$9,891
+HK$495/mo
Deposit HK$310K · loan HK$1.76M · min. income ≈ HK$18,792/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,484
−HK$533/mo
▼ 0.25% · 3.875%
HK$8,748
−HK$269/mo
Today · 4.125%
HK$9,017
baseline
▲ 0.50% · 4.625%
HK$9,565
+HK$548/mo
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$18,034/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,439
−HK$510/mo
▼ 0.25% · 3.875%
HK$9,692
−HK$257/mo
Today · 4.125%
HK$9,949
baseline
▲ 0.50% · 4.625%
HK$10,473
+HK$524/mo
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$19,898/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).