▼ 0.50% · 3.625%
HK$3,480
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,589
−HK$110/mo
Today · 4.125%
HK$3,699
baseline
▲ 0.50% · 4.625%
HK$3,924
+HK$225/mo
Deposit HK$763K · loan HK$763K · min. income ≈ HK$7,398/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,872
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,976
−HK$105/mo
Today · 4.125%
HK$4,081
baseline
▲ 0.50% · 4.625%
HK$4,296
+HK$215/mo
Deposit HK$763K · loan HK$763K · min. income ≈ HK$8,162/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,828
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,947
−HK$121/mo
Today · 4.125%
HK$4,068
baseline
▲ 0.50% · 4.625%
HK$4,316
+HK$248/mo
Deposit HK$687K · loan HK$839K · min. income ≈ HK$8,136/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,259
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,373
−HK$116/mo
Today · 4.125%
HK$4,489
baseline
▲ 0.50% · 4.625%
HK$4,726
+HK$237/mo
Deposit HK$687K · loan HK$839K · min. income ≈ HK$8,978/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,176
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,306
−HK$132/mo
Today · 4.125%
HK$4,438
baseline
▲ 0.50% · 4.625%
HK$4,708
+HK$270/mo
Deposit HK$611K · loan HK$916K · min. income ≈ HK$8,876/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,646
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,771
−HK$126/mo
Today · 4.125%
HK$4,897
baseline
▲ 0.50% · 4.625%
HK$5,155
+HK$258/mo
Deposit HK$611K · loan HK$916K · min. income ≈ HK$9,794/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,524
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,665
−HK$143/mo
Today · 4.125%
HK$4,808
baseline
▲ 0.50% · 4.625%
HK$5,101
+HK$293/mo
Deposit HK$534K · loan HK$992K · min. income ≈ HK$9,616/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,033
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,168
−HK$137/mo
Today · 4.125%
HK$5,305
baseline
▲ 0.50% · 4.625%
HK$5,585
+HK$280/mo
Deposit HK$534K · loan HK$992K · min. income ≈ HK$10,610/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,872
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,024
−HK$154/mo
Today · 4.125%
HK$5,178
baseline
▲ 0.50% · 4.625%
HK$5,493
+HK$315/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$10,356/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,421
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,566
−HK$147/mo
Today · 4.125%
HK$5,713
baseline
▲ 0.50% · 4.625%
HK$6,015
+HK$302/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$11,426/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,220
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,383
−HK$165/mo
Today · 4.125%
HK$5,548
baseline
▲ 0.50% · 4.625%
HK$5,885
+HK$337/mo
Deposit HK$382K · loan HK$1.14M · min. income ≈ HK$11,096/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,808
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,963
−HK$158/mo
Today · 4.125%
HK$6,121
baseline
▲ 0.50% · 4.625%
HK$6,444
+HK$323/mo
Deposit HK$382K · loan HK$1.14M · min. income ≈ HK$12,242/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,568
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,742
−HK$176/mo
Today · 4.125%
HK$5,918
baseline
▲ 0.50% · 4.625%
HK$6,278
+HK$360/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$11,836/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,195
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,361
−HK$169/mo
Today · 4.125%
HK$6,530
baseline
▲ 0.50% · 4.625%
HK$6,874
+HK$344/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$13,060/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,917
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,101
−HK$187/mo
Today · 4.125%
HK$6,288
baseline
▲ 0.50% · 4.625%
HK$6,670
+HK$382/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$12,576/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,582
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,759
−HK$179/mo
Today · 4.125%
HK$6,938
baseline
▲ 0.50% · 4.625%
HK$7,303
+HK$365/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$13,876/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,265
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,459
−HK$198/mo
Today · 4.125%
HK$6,657
baseline
▲ 0.50% · 4.625%
HK$7,062
+HK$405/mo
Deposit HK$153K · loan HK$1.37M · min. income ≈ HK$13,314/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,969
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,156
−HK$190/mo
Today · 4.125%
HK$7,346
baseline
▲ 0.50% · 4.625%
HK$7,733
+HK$387/mo
Deposit HK$153K · loan HK$1.37M · min. income ≈ HK$14,692/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).