▼ 0.50% · 3.625%
HK$3,591
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,703
−HK$113/mo
Today · 4.125%
HK$3,816
baseline
▲ 0.50% · 4.625%
HK$4,049
+HK$233/mo
Deposit HK$787K · loan HK$787K · min. income ≈ HK$7,632/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,995
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,102
−HK$109/mo
Today · 4.125%
HK$4,211
baseline
▲ 0.50% · 4.625%
HK$4,433
+HK$222/mo
Deposit HK$787K · loan HK$787K · min. income ≈ HK$8,422/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,950
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,073
−HK$125/mo
Today · 4.125%
HK$4,198
baseline
▲ 0.50% · 4.625%
HK$4,453
+HK$255/mo
Deposit HK$709K · loan HK$866K · min. income ≈ HK$8,396/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,395
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,512
−HK$120/mo
Today · 4.125%
HK$4,632
baseline
▲ 0.50% · 4.625%
HK$4,876
+HK$244/mo
Deposit HK$709K · loan HK$866K · min. income ≈ HK$9,264/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,309
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,443
−HK$137/mo
Today · 4.125%
HK$4,580
baseline
▲ 0.50% · 4.625%
HK$4,858
+HK$278/mo
Deposit HK$630K · loan HK$945K · min. income ≈ HK$9,160/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,794
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,923
−HK$130/mo
Today · 4.125%
HK$5,053
baseline
▲ 0.50% · 4.625%
HK$5,319
+HK$266/mo
Deposit HK$630K · loan HK$945K · min. income ≈ HK$10,106/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,668
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,814
−HK$147/mo
Today · 4.125%
HK$4,961
baseline
▲ 0.50% · 4.625%
HK$5,263
+HK$302/mo
Deposit HK$551K · loan HK$1.02M · min. income ≈ HK$9,922/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,194
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,333
−HK$141/mo
Today · 4.125%
HK$5,474
baseline
▲ 0.50% · 4.625%
HK$5,763
+HK$289/mo
Deposit HK$551K · loan HK$1.02M · min. income ≈ HK$10,948/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,028
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,184
−HK$159/mo
Today · 4.125%
HK$5,343
baseline
▲ 0.50% · 4.625%
HK$5,668
+HK$325/mo
Deposit HK$472K · loan HK$1.10M · min. income ≈ HK$10,686/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,593
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,743
−HK$152/mo
Today · 4.125%
HK$5,895
baseline
▲ 0.50% · 4.625%
HK$6,206
+HK$311/mo
Deposit HK$472K · loan HK$1.10M · min. income ≈ HK$11,790/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,387
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,554
−HK$170/mo
Today · 4.125%
HK$5,724
baseline
▲ 0.50% · 4.625%
HK$6,073
+HK$349/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$11,448/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,993
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,153
−HK$163/mo
Today · 4.125%
HK$6,316
baseline
▲ 0.50% · 4.625%
HK$6,649
+HK$333/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$12,632/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,746
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,925
−HK$181/mo
Today · 4.125%
HK$6,106
baseline
▲ 0.50% · 4.625%
HK$6,478
+HK$372/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$12,212/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,392
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,564
−HK$173/mo
Today · 4.125%
HK$6,737
baseline
▲ 0.50% · 4.625%
HK$7,093
+HK$356/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$13,474/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,105
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,295
−HK$193/mo
Today · 4.125%
HK$6,488
baseline
▲ 0.50% · 4.625%
HK$6,882
+HK$394/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$12,976/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,792
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,974
−HK$185/mo
Today · 4.125%
HK$7,159
baseline
▲ 0.50% · 4.625%
HK$7,536
+HK$377/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$14,318/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,464
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,665
−HK$204/mo
Today · 4.125%
HK$6,869
baseline
▲ 0.50% · 4.625%
HK$7,287
+HK$418/mo
Deposit HK$157K · loan HK$1.42M · min. income ≈ HK$13,738/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,191
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,384
−HK$196/mo
Today · 4.125%
HK$7,580
baseline
▲ 0.50% · 4.625%
HK$7,979
+HK$399/mo
Deposit HK$157K · loan HK$1.42M · min. income ≈ HK$15,160/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).