▼ 0.50% · 3.625%
HK$3,474
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,582
−HK$109/mo
Today · 4.125%
HK$3,691
baseline
▲ 0.50% · 4.625%
HK$3,916
+HK$225/mo
Deposit HK$762K · loan HK$762K · min. income ≈ HK$7,382/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,864
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,968
−HK$105/mo
Today · 4.125%
HK$4,073
baseline
▲ 0.50% · 4.625%
HK$4,288
+HK$215/mo
Deposit HK$762K · loan HK$762K · min. income ≈ HK$8,146/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,821
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,940
−HK$121/mo
Today · 4.125%
HK$4,061
baseline
▲ 0.50% · 4.625%
HK$4,308
+HK$247/mo
Deposit HK$685K · loan HK$838K · min. income ≈ HK$8,122/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,251
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,365
−HK$115/mo
Today · 4.125%
HK$4,480
baseline
▲ 0.50% · 4.625%
HK$4,717
+HK$237/mo
Deposit HK$685K · loan HK$838K · min. income ≈ HK$8,960/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,168
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,298
−HK$132/mo
Today · 4.125%
HK$4,430
baseline
▲ 0.50% · 4.625%
HK$4,699
+HK$269/mo
Deposit HK$609K · loan HK$914K · min. income ≈ HK$8,860/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,637
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,762
−HK$126/mo
Today · 4.125%
HK$4,888
baseline
▲ 0.50% · 4.625%
HK$5,145
+HK$257/mo
Deposit HK$609K · loan HK$914K · min. income ≈ HK$9,776/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,516
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,656
−HK$143/mo
Today · 4.125%
HK$4,799
baseline
▲ 0.50% · 4.625%
HK$5,091
+HK$292/mo
Deposit HK$533K · loan HK$990K · min. income ≈ HK$9,598/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,024
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,158
−HK$137/mo
Today · 4.125%
HK$5,295
baseline
▲ 0.50% · 4.625%
HK$5,574
+HK$279/mo
Deposit HK$533K · loan HK$990K · min. income ≈ HK$10,590/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,863
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,014
−HK$154/mo
Today · 4.125%
HK$5,168
baseline
▲ 0.50% · 4.625%
HK$5,482
+HK$314/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$10,336/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,410
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,555
−HK$147/mo
Today · 4.125%
HK$5,702
baseline
▲ 0.50% · 4.625%
HK$6,003
+HK$301/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$11,404/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,210
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,372
−HK$165/mo
Today · 4.125%
HK$5,537
baseline
▲ 0.50% · 4.625%
HK$5,874
+HK$337/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$11,074/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,796
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,952
−HK$158/mo
Today · 4.125%
HK$6,110
baseline
▲ 0.50% · 4.625%
HK$6,432
+HK$322/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$12,220/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,558
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,731
−HK$175/mo
Today · 4.125%
HK$5,906
baseline
▲ 0.50% · 4.625%
HK$6,266
+HK$360/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$11,812/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,183
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,349
−HK$168/mo
Today · 4.125%
HK$6,517
baseline
▲ 0.50% · 4.625%
HK$6,860
+HK$343/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$13,034/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,905
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,089
−HK$186/mo
Today · 4.125%
HK$6,275
baseline
▲ 0.50% · 4.625%
HK$6,657
+HK$382/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$12,550/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,569
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,746
−HK$178/mo
Today · 4.125%
HK$6,924
baseline
▲ 0.50% · 4.625%
HK$7,289
+HK$365/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$13,848/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,252
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,447
−HK$198/mo
Today · 4.125%
HK$6,645
baseline
▲ 0.50% · 4.625%
HK$7,049
+HK$404/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,290/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,956
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,142
−HK$190/mo
Today · 4.125%
HK$7,332
baseline
▲ 0.50% · 4.625%
HK$7,718
+HK$386/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,664/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).