▼ 0.50% · 3.625%
HK$4,390
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,526
−HK$139/mo
Today · 4.125%
HK$4,665
baseline
▲ 0.50% · 4.625%
HK$4,949
+HK$284/mo
Deposit HK$963K · loan HK$963K · min. income ≈ HK$9,330/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,884
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,015
−HK$133/mo
Today · 4.125%
HK$5,148
baseline
▲ 0.50% · 4.625%
HK$5,419
+HK$271/mo
Deposit HK$963K · loan HK$963K · min. income ≈ HK$10,296/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,829
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,979
−HK$153/mo
Today · 4.125%
HK$5,132
baseline
▲ 0.50% · 4.625%
HK$5,444
+HK$312/mo
Deposit HK$866K · loan HK$1.06M · min. income ≈ HK$10,264/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,372
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,516
−HK$146/mo
Today · 4.125%
HK$5,662
baseline
▲ 0.50% · 4.625%
HK$5,961
+HK$299/mo
Deposit HK$866K · loan HK$1.06M · min. income ≈ HK$11,324/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,268
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,432
−HK$166/mo
Today · 4.125%
HK$5,598
baseline
▲ 0.50% · 4.625%
HK$5,939
+HK$341/mo
Deposit HK$770K · loan HK$1.16M · min. income ≈ HK$11,196/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,860
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,018
−HK$159/mo
Today · 4.125%
HK$6,177
baseline
▲ 0.50% · 4.625%
HK$6,503
+HK$326/mo
Deposit HK$770K · loan HK$1.16M · min. income ≈ HK$12,354/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,707
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,884
−HK$181/mo
Today · 4.125%
HK$6,065
baseline
▲ 0.50% · 4.625%
HK$6,434
+HK$369/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$12,130/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,349
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,519
−HK$173/mo
Today · 4.125%
HK$6,692
baseline
▲ 0.50% · 4.625%
HK$7,045
+HK$353/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$13,384/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,146
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,337
−HK$194/mo
Today · 4.125%
HK$6,531
baseline
▲ 0.50% · 4.625%
HK$6,929
+HK$398/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$13,062/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,837
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,021
−HK$186/mo
Today · 4.125%
HK$7,207
baseline
▲ 0.50% · 4.625%
HK$7,586
+HK$379/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$14,414/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,585
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,790
−HK$208/mo
Today · 4.125%
HK$6,998
baseline
▲ 0.50% · 4.625%
HK$7,424
+HK$426/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$13,996/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,326
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,522
−HK$199/mo
Today · 4.125%
HK$7,721
baseline
▲ 0.50% · 4.625%
HK$8,128
+HK$407/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$15,442/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,024
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,242
−HK$222/mo
Today · 4.125%
HK$7,464
baseline
▲ 0.50% · 4.625%
HK$7,918
+HK$454/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$14,928/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,814
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,023
−HK$213/mo
Today · 4.125%
HK$8,236
baseline
▲ 0.50% · 4.625%
HK$8,670
+HK$434/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$16,472/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,463
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,695
−HK$236/mo
Today · 4.125%
HK$7,931
baseline
▲ 0.50% · 4.625%
HK$8,413
+HK$482/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,862/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,302
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,525
−HK$226/mo
Today · 4.125%
HK$8,751
baseline
▲ 0.50% · 4.625%
HK$9,212
+HK$461/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,502/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,902
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,148
−HK$249/mo
Today · 4.125%
HK$8,397
baseline
▲ 0.50% · 4.625%
HK$8,908
+HK$511/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$16,794/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,791
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,026
−HK$240/mo
Today · 4.125%
HK$9,266
baseline
▲ 0.50% · 4.625%
HK$9,754
+HK$488/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$18,532/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).