▼ 0.50% · 3.625%
HK$3,455
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,562
−HK$110/mo
Today · 4.125%
HK$3,672
baseline
▲ 0.50% · 4.625%
HK$3,895
+HK$223/mo
Deposit HK$758K · loan HK$758K · min. income ≈ HK$7,344/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,844
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,947
−HK$104/mo
Today · 4.125%
HK$4,051
baseline
▲ 0.50% · 4.625%
HK$4,265
+HK$214/mo
Deposit HK$758K · loan HK$758K · min. income ≈ HK$8,102/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,800
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,919
−HK$120/mo
Today · 4.125%
HK$4,039
baseline
▲ 0.50% · 4.625%
HK$4,284
+HK$245/mo
Deposit HK$682K · loan HK$833K · min. income ≈ HK$8,078/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,228
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,341
−HK$115/mo
Today · 4.125%
HK$4,456
baseline
▲ 0.50% · 4.625%
HK$4,691
+HK$235/mo
Deposit HK$682K · loan HK$833K · min. income ≈ HK$8,912/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,146
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,275
−HK$131/mo
Today · 4.125%
HK$4,406
baseline
▲ 0.50% · 4.625%
HK$4,674
+HK$268/mo
Deposit HK$606K · loan HK$909K · min. income ≈ HK$8,812/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,612
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,736
−HK$125/mo
Today · 4.125%
HK$4,861
baseline
▲ 0.50% · 4.625%
HK$5,118
+HK$257/mo
Deposit HK$606K · loan HK$909K · min. income ≈ HK$9,722/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,491
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,631
−HK$142/mo
Today · 4.125%
HK$4,773
baseline
▲ 0.50% · 4.625%
HK$5,063
+HK$290/mo
Deposit HK$530K · loan HK$985K · min. income ≈ HK$9,546/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,997
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,131
−HK$136/mo
Today · 4.125%
HK$5,267
baseline
▲ 0.50% · 4.625%
HK$5,544
+HK$277/mo
Deposit HK$530K · loan HK$985K · min. income ≈ HK$10,534/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,837
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,987
−HK$153/mo
Today · 4.125%
HK$5,140
baseline
▲ 0.50% · 4.625%
HK$5,453
+HK$313/mo
Deposit HK$455K · loan HK$1.06M · min. income ≈ HK$10,280/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,381
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,525
−HK$147/mo
Today · 4.125%
HK$5,672
baseline
▲ 0.50% · 4.625%
HK$5,971
+HK$299/mo
Deposit HK$455K · loan HK$1.06M · min. income ≈ HK$11,344/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,182
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,344
−HK$163/mo
Today · 4.125%
HK$5,507
baseline
▲ 0.50% · 4.625%
HK$5,842
+HK$335/mo
Deposit HK$379K · loan HK$1.14M · min. income ≈ HK$11,014/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,765
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,920
−HK$157/mo
Today · 4.125%
HK$6,077
baseline
▲ 0.50% · 4.625%
HK$6,397
+HK$320/mo
Deposit HK$379K · loan HK$1.14M · min. income ≈ HK$12,154/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,528
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,700
−HK$174/mo
Today · 4.125%
HK$5,874
baseline
▲ 0.50% · 4.625%
HK$6,232
+HK$358/mo
Deposit HK$303K · loan HK$1.21M · min. income ≈ HK$11,748/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,150
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,315
−HK$167/mo
Today · 4.125%
HK$6,482
baseline
▲ 0.50% · 4.625%
HK$6,824
+HK$342/mo
Deposit HK$303K · loan HK$1.21M · min. income ≈ HK$12,964/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,873
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,056
−HK$186/mo
Today · 4.125%
HK$6,242
baseline
▲ 0.50% · 4.625%
HK$6,621
+HK$379/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$12,484/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,534
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,709
−HK$178/mo
Today · 4.125%
HK$6,887
baseline
▲ 0.50% · 4.625%
HK$7,250
+HK$363/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$13,774/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,219
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,412
−HK$197/mo
Today · 4.125%
HK$6,609
baseline
▲ 0.50% · 4.625%
HK$7,011
+HK$402/mo
Deposit HK$152K · loan HK$1.36M · min. income ≈ HK$13,218/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,918
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,104
−HK$188/mo
Today · 4.125%
HK$7,292
baseline
▲ 0.50% · 4.625%
HK$7,677
+HK$385/mo
Deposit HK$152K · loan HK$1.36M · min. income ≈ HK$14,584/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).