▼ 0.50% · 3.625%
HK$3,359
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,464
−HK$106/mo
Today · 4.125%
HK$3,570
baseline
▲ 0.50% · 4.625%
HK$3,787
+HK$217/mo
Deposit HK$737K · loan HK$737K · min. income ≈ HK$7,140/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,737
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,837
−HK$102/mo
Today · 4.125%
HK$3,939
baseline
▲ 0.50% · 4.625%
HK$4,147
+HK$208/mo
Deposit HK$737K · loan HK$737K · min. income ≈ HK$7,878/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,695
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,810
−HK$117/mo
Today · 4.125%
HK$3,927
baseline
▲ 0.50% · 4.625%
HK$4,166
+HK$239/mo
Deposit HK$663K · loan HK$810K · min. income ≈ HK$7,854/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,111
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,221
−HK$112/mo
Today · 4.125%
HK$4,333
baseline
▲ 0.50% · 4.625%
HK$4,561
+HK$228/mo
Deposit HK$663K · loan HK$810K · min. income ≈ HK$8,666/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,031
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,157
−HK$127/mo
Today · 4.125%
HK$4,284
baseline
▲ 0.50% · 4.625%
HK$4,545
+HK$261/mo
Deposit HK$589K · loan HK$884K · min. income ≈ HK$8,568/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,485
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,605
−HK$122/mo
Today · 4.125%
HK$4,727
baseline
▲ 0.50% · 4.625%
HK$4,976
+HK$249/mo
Deposit HK$589K · loan HK$884K · min. income ≈ HK$9,454/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,367
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,503
−HK$138/mo
Today · 4.125%
HK$4,641
baseline
▲ 0.50% · 4.625%
HK$4,923
+HK$282/mo
Deposit HK$516K · loan HK$958K · min. income ≈ HK$9,282/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,858
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,989
−HK$132/mo
Today · 4.125%
HK$5,121
baseline
▲ 0.50% · 4.625%
HK$5,391
+HK$270/mo
Deposit HK$516K · loan HK$958K · min. income ≈ HK$10,242/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,703
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,849
−HK$149/mo
Today · 4.125%
HK$4,998
baseline
▲ 0.50% · 4.625%
HK$5,302
+HK$304/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$9,996/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,232
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,372
−HK$143/mo
Today · 4.125%
HK$5,515
baseline
▲ 0.50% · 4.625%
HK$5,805
+HK$290/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$11,030/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,039
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,196
−HK$159/mo
Today · 4.125%
HK$5,355
baseline
▲ 0.50% · 4.625%
HK$5,681
+HK$326/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$10,710/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,606
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,756
−HK$153/mo
Today · 4.125%
HK$5,909
baseline
▲ 0.50% · 4.625%
HK$6,220
+HK$311/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$11,818/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,375
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,542
−HK$170/mo
Today · 4.125%
HK$5,712
baseline
▲ 0.50% · 4.625%
HK$6,059
+HK$347/mo
Deposit HK$295K · loan HK$1.18M · min. income ≈ HK$11,424/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,979
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,140
−HK$162/mo
Today · 4.125%
HK$6,302
baseline
▲ 0.50% · 4.625%
HK$6,635
+HK$333/mo
Deposit HK$295K · loan HK$1.18M · min. income ≈ HK$12,604/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,711
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,888
−HK$181/mo
Today · 4.125%
HK$6,069
baseline
▲ 0.50% · 4.625%
HK$6,438
+HK$369/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$12,138/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,353
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,524
−HK$172/mo
Today · 4.125%
HK$6,696
baseline
▲ 0.50% · 4.625%
HK$7,049
+HK$353/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$13,392/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,047
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,235
−HK$191/mo
Today · 4.125%
HK$6,426
baseline
▲ 0.50% · 4.625%
HK$6,817
+HK$391/mo
Deposit HK$147K · loan HK$1.33M · min. income ≈ HK$12,852/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,727
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,907
−HK$183/mo
Today · 4.125%
HK$7,090
baseline
▲ 0.50% · 4.625%
HK$7,464
+HK$374/mo
Deposit HK$147K · loan HK$1.33M · min. income ≈ HK$14,180/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).