▼ 0.50% · 3.625%
HK$3,595
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,707
−HK$113/mo
Today · 4.125%
HK$3,820
baseline
▲ 0.50% · 4.625%
HK$4,053
+HK$233/mo
Deposit HK$788K · loan HK$788K · min. income ≈ HK$7,640/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,999
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,107
−HK$109/mo
Today · 4.125%
HK$4,216
baseline
▲ 0.50% · 4.625%
HK$4,438
+HK$222/mo
Deposit HK$788K · loan HK$788K · min. income ≈ HK$8,432/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,955
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,078
−HK$125/mo
Today · 4.125%
HK$4,203
baseline
▲ 0.50% · 4.625%
HK$4,458
+HK$255/mo
Deposit HK$709K · loan HK$867K · min. income ≈ HK$8,406/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,399
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,517
−HK$120/mo
Today · 4.125%
HK$4,637
baseline
▲ 0.50% · 4.625%
HK$4,882
+HK$245/mo
Deposit HK$709K · loan HK$867K · min. income ≈ HK$9,274/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,314
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,448
−HK$137/mo
Today · 4.125%
HK$4,585
baseline
▲ 0.50% · 4.625%
HK$4,864
+HK$279/mo
Deposit HK$631K · loan HK$946K · min. income ≈ HK$9,170/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,799
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,928
−HK$131/mo
Today · 4.125%
HK$5,059
baseline
▲ 0.50% · 4.625%
HK$5,325
+HK$266/mo
Deposit HK$631K · loan HK$946K · min. income ≈ HK$10,118/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,674
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,819
−HK$148/mo
Today · 4.125%
HK$4,967
baseline
▲ 0.50% · 4.625%
HK$5,269
+HK$302/mo
Deposit HK$552K · loan HK$1.02M · min. income ≈ HK$9,934/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,199
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,339
−HK$141/mo
Today · 4.125%
HK$5,480
baseline
▲ 0.50% · 4.625%
HK$5,769
+HK$289/mo
Deposit HK$552K · loan HK$1.02M · min. income ≈ HK$10,960/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,033
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,190
−HK$159/mo
Today · 4.125%
HK$5,349
baseline
▲ 0.50% · 4.625%
HK$5,674
+HK$325/mo
Deposit HK$473K · loan HK$1.10M · min. income ≈ HK$10,698/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,599
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,749
−HK$153/mo
Today · 4.125%
HK$5,902
baseline
▲ 0.50% · 4.625%
HK$6,213
+HK$311/mo
Deposit HK$473K · loan HK$1.10M · min. income ≈ HK$11,804/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,393
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,560
−HK$171/mo
Today · 4.125%
HK$5,731
baseline
▲ 0.50% · 4.625%
HK$6,079
+HK$348/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$11,462/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,999
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,160
−HK$163/mo
Today · 4.125%
HK$6,323
baseline
▲ 0.50% · 4.625%
HK$6,657
+HK$334/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$12,646/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,752
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,931
−HK$182/mo
Today · 4.125%
HK$6,113
baseline
▲ 0.50% · 4.625%
HK$6,485
+HK$372/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$12,226/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,399
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,571
−HK$174/mo
Today · 4.125%
HK$6,745
baseline
▲ 0.50% · 4.625%
HK$7,100
+HK$355/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$13,490/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,112
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,302
−HK$193/mo
Today · 4.125%
HK$6,495
baseline
▲ 0.50% · 4.625%
HK$6,890
+HK$395/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$12,990/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,799
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,981
−HK$185/mo
Today · 4.125%
HK$7,166
baseline
▲ 0.50% · 4.625%
HK$7,544
+HK$378/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$14,332/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,471
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,672
−HK$205/mo
Today · 4.125%
HK$6,877
baseline
▲ 0.50% · 4.625%
HK$7,295
+HK$418/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$13,754/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,199
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,392
−HK$196/mo
Today · 4.125%
HK$7,588
baseline
▲ 0.50% · 4.625%
HK$7,988
+HK$400/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$15,176/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).