▼ 0.50% · 3.625%
HK$3,403
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,509
−HK$108/mo
Today · 4.125%
HK$3,617
baseline
▲ 0.50% · 4.625%
HK$3,837
+HK$220/mo
Deposit HK$746K · loan HK$746K · min. income ≈ HK$7,234/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,786
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,888
−HK$103/mo
Today · 4.125%
HK$3,991
baseline
▲ 0.50% · 4.625%
HK$4,201
+HK$210/mo
Deposit HK$746K · loan HK$746K · min. income ≈ HK$7,982/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,744
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,860
−HK$118/mo
Today · 4.125%
HK$3,978
baseline
▲ 0.50% · 4.625%
HK$4,220
+HK$242/mo
Deposit HK$672K · loan HK$821K · min. income ≈ HK$7,956/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,165
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,276
−HK$114/mo
Today · 4.125%
HK$4,390
baseline
▲ 0.50% · 4.625%
HK$4,621
+HK$231/mo
Deposit HK$672K · loan HK$821K · min. income ≈ HK$8,780/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,084
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,211
−HK$129/mo
Today · 4.125%
HK$4,340
baseline
▲ 0.50% · 4.625%
HK$4,604
+HK$264/mo
Deposit HK$597K · loan HK$896K · min. income ≈ HK$8,680/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,543
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,665
−HK$124/mo
Today · 4.125%
HK$4,789
baseline
▲ 0.50% · 4.625%
HK$5,041
+HK$252/mo
Deposit HK$597K · loan HK$896K · min. income ≈ HK$9,578/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,424
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,562
−HK$140/mo
Today · 4.125%
HK$4,702
baseline
▲ 0.50% · 4.625%
HK$4,988
+HK$286/mo
Deposit HK$522K · loan HK$970K · min. income ≈ HK$9,404/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,922
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,054
−HK$134/mo
Today · 4.125%
HK$5,188
baseline
▲ 0.50% · 4.625%
HK$5,461
+HK$273/mo
Deposit HK$522K · loan HK$970K · min. income ≈ HK$10,376/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,765
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,913
−HK$150/mo
Today · 4.125%
HK$5,063
baseline
▲ 0.50% · 4.625%
HK$5,372
+HK$309/mo
Deposit HK$448K · loan HK$1.04M · min. income ≈ HK$10,126/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,301
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,443
−HK$144/mo
Today · 4.125%
HK$5,587
baseline
▲ 0.50% · 4.625%
HK$5,882
+HK$295/mo
Deposit HK$448K · loan HK$1.04M · min. income ≈ HK$11,174/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,105
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,264
−HK$161/mo
Today · 4.125%
HK$5,425
baseline
▲ 0.50% · 4.625%
HK$5,755
+HK$330/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$10,850/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,679
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,832
−HK$154/mo
Today · 4.125%
HK$5,986
baseline
▲ 0.50% · 4.625%
HK$6,302
+HK$316/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$11,972/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,445
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,615
−HK$172/mo
Today · 4.125%
HK$5,787
baseline
▲ 0.50% · 4.625%
HK$6,139
+HK$352/mo
Deposit HK$299K · loan HK$1.19M · min. income ≈ HK$11,574/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,058
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,220
−HK$165/mo
Today · 4.125%
HK$6,385
baseline
▲ 0.50% · 4.625%
HK$6,722
+HK$337/mo
Deposit HK$299K · loan HK$1.19M · min. income ≈ HK$12,770/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,786
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,966
−HK$182/mo
Today · 4.125%
HK$6,148
baseline
▲ 0.50% · 4.625%
HK$6,523
+HK$375/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$12,296/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,436
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,609
−HK$175/mo
Today · 4.125%
HK$6,784
baseline
▲ 0.50% · 4.625%
HK$7,142
+HK$358/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$13,568/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,126
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,317
−HK$193/mo
Today · 4.125%
HK$6,510
baseline
▲ 0.50% · 4.625%
HK$6,906
+HK$396/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$13,020/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,815
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,998
−HK$185/mo
Today · 4.125%
HK$7,183
baseline
▲ 0.50% · 4.625%
HK$7,562
+HK$379/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,366/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).