▼ 0.50% · 3.625%
HK$3,548
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,659
−HK$112/mo
Today · 4.125%
HK$3,771
baseline
▲ 0.50% · 4.625%
HK$4,000
+HK$229/mo
Deposit HK$778K · loan HK$778K · min. income ≈ HK$7,542/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,947
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,053
−HK$108/mo
Today · 4.125%
HK$4,161
baseline
▲ 0.50% · 4.625%
HK$4,380
+HK$219/mo
Deposit HK$778K · loan HK$778K · min. income ≈ HK$8,322/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,903
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,024
−HK$124/mo
Today · 4.125%
HK$4,148
baseline
▲ 0.50% · 4.625%
HK$4,400
+HK$252/mo
Deposit HK$700K · loan HK$856K · min. income ≈ HK$8,296/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,342
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,459
−HK$118/mo
Today · 4.125%
HK$4,577
baseline
▲ 0.50% · 4.625%
HK$4,818
+HK$241/mo
Deposit HK$700K · loan HK$856K · min. income ≈ HK$9,154/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,258
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,390
−HK$135/mo
Today · 4.125%
HK$4,525
baseline
▲ 0.50% · 4.625%
HK$4,800
+HK$275/mo
Deposit HK$622K · loan HK$934K · min. income ≈ HK$9,050/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,737
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,864
−HK$129/mo
Today · 4.125%
HK$4,993
baseline
▲ 0.50% · 4.625%
HK$5,256
+HK$263/mo
Deposit HK$622K · loan HK$934K · min. income ≈ HK$9,986/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,613
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,756
−HK$146/mo
Today · 4.125%
HK$4,902
baseline
▲ 0.50% · 4.625%
HK$5,200
+HK$298/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$9,804/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,132
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,269
−HK$140/mo
Today · 4.125%
HK$5,409
baseline
▲ 0.50% · 4.625%
HK$5,694
+HK$285/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$10,818/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,967
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,122
−HK$157/mo
Today · 4.125%
HK$5,279
baseline
▲ 0.50% · 4.625%
HK$5,600
+HK$321/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$10,558/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,526
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,674
−HK$151/mo
Today · 4.125%
HK$5,825
baseline
▲ 0.50% · 4.625%
HK$6,132
+HK$307/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$11,650/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,322
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,488
−HK$168/mo
Today · 4.125%
HK$5,656
baseline
▲ 0.50% · 4.625%
HK$6,000
+HK$344/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$11,312/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,921
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,080
−HK$161/mo
Today · 4.125%
HK$6,241
baseline
▲ 0.50% · 4.625%
HK$6,570
+HK$329/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$12,482/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,677
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,854
−HK$179/mo
Today · 4.125%
HK$6,033
baseline
▲ 0.50% · 4.625%
HK$6,400
+HK$367/mo
Deposit HK$311K · loan HK$1.24M · min. income ≈ HK$12,066/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,316
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,485
−HK$172/mo
Today · 4.125%
HK$6,657
baseline
▲ 0.50% · 4.625%
HK$7,008
+HK$351/mo
Deposit HK$311K · loan HK$1.24M · min. income ≈ HK$13,314/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,032
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,220
−HK$190/mo
Today · 4.125%
HK$6,410
baseline
▲ 0.50% · 4.625%
HK$6,800
+HK$390/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$12,820/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,710
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,890
−HK$183/mo
Today · 4.125%
HK$7,073
baseline
▲ 0.50% · 4.625%
HK$7,446
+HK$373/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$14,146/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,387
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,585
−HK$202/mo
Today · 4.125%
HK$6,787
baseline
▲ 0.50% · 4.625%
HK$7,200
+HK$413/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,574/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,105
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,296
−HK$193/mo
Today · 4.125%
HK$7,489
baseline
▲ 0.50% · 4.625%
HK$7,884
+HK$395/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$14,978/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).