▼ 0.50% · 3.625%
HK$3,687
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,801
−HK$117/mo
Today · 4.125%
HK$3,918
baseline
▲ 0.50% · 4.625%
HK$4,156
+HK$238/mo
Deposit HK$808K · loan HK$808K · min. income ≈ HK$7,836/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,101
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,211
−HK$112/mo
Today · 4.125%
HK$4,323
baseline
▲ 0.50% · 4.625%
HK$4,551
+HK$228/mo
Deposit HK$808K · loan HK$808K · min. income ≈ HK$8,646/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,055
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,181
−HK$129/mo
Today · 4.125%
HK$4,310
baseline
▲ 0.50% · 4.625%
HK$4,572
+HK$262/mo
Deposit HK$728K · loan HK$889K · min. income ≈ HK$8,620/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,511
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,632
−HK$123/mo
Today · 4.125%
HK$4,755
baseline
▲ 0.50% · 4.625%
HK$5,006
+HK$251/mo
Deposit HK$728K · loan HK$889K · min. income ≈ HK$9,510/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,424
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,562
−HK$139/mo
Today · 4.125%
HK$4,701
baseline
▲ 0.50% · 4.625%
HK$4,987
+HK$286/mo
Deposit HK$647K · loan HK$970K · min. income ≈ HK$9,402/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,922
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,054
−HK$133/mo
Today · 4.125%
HK$5,187
baseline
▲ 0.50% · 4.625%
HK$5,461
+HK$274/mo
Deposit HK$647K · loan HK$970K · min. income ≈ HK$10,374/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,793
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,942
−HK$151/mo
Today · 4.125%
HK$5,093
baseline
▲ 0.50% · 4.625%
HK$5,403
+HK$310/mo
Deposit HK$566K · loan HK$1.05M · min. income ≈ HK$10,186/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,332
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,475
−HK$145/mo
Today · 4.125%
HK$5,620
baseline
▲ 0.50% · 4.625%
HK$5,916
+HK$296/mo
Deposit HK$566K · loan HK$1.05M · min. income ≈ HK$11,240/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,161
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,322
−HK$163/mo
Today · 4.125%
HK$5,485
baseline
▲ 0.50% · 4.625%
HK$5,819
+HK$334/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$10,970/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,742
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,896
−HK$156/mo
Today · 4.125%
HK$6,052
baseline
▲ 0.50% · 4.625%
HK$6,371
+HK$319/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$12,104/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,530
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,702
−HK$175/mo
Today · 4.125%
HK$5,877
baseline
▲ 0.50% · 4.625%
HK$6,234
+HK$357/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$11,754/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,152
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,317
−HK$167/mo
Today · 4.125%
HK$6,484
baseline
▲ 0.50% · 4.625%
HK$6,826
+HK$342/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$12,968/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,899
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,082
−HK$186/mo
Today · 4.125%
HK$6,268
baseline
▲ 0.50% · 4.625%
HK$6,650
+HK$382/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$12,536/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,562
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,738
−HK$179/mo
Today · 4.125%
HK$6,917
baseline
▲ 0.50% · 4.625%
HK$7,281
+HK$364/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$13,834/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,267
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,462
−HK$198/mo
Today · 4.125%
HK$6,660
baseline
▲ 0.50% · 4.625%
HK$7,066
+HK$406/mo
Deposit HK$243K · loan HK$1.37M · min. income ≈ HK$13,320/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,972
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,159
−HK$190/mo
Today · 4.125%
HK$7,349
baseline
▲ 0.50% · 4.625%
HK$7,736
+HK$387/mo
Deposit HK$243K · loan HK$1.37M · min. income ≈ HK$14,698/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,636
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,842
−HK$210/mo
Today · 4.125%
HK$7,052
baseline
▲ 0.50% · 4.625%
HK$7,481
+HK$429/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$14,104/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,382
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,580
−HK$201/mo
Today · 4.125%
HK$7,781
baseline
▲ 0.50% · 4.625%
HK$8,191
+HK$410/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$15,562/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).