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At today's rate and a 90% mortgage, the deposit on this unit is about HK$159K, with repayments around HK$6,944/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,888/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 69 schools within a 1 km walk.
Everyday convenience — 172 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 96 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 10B
- Saleable Area
- 189 Saleable ft²
- Gross Area
- 276 ft²
- Efficiency
- 68%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-21 | HK$2.00M | −11.5% 3.6y · −3.0%/yr |
| 2020-08-14 | HK$2.26M | +253.1% 11.1y · 23.0%/yr |
| 2009-06-29 | HK$640K | +137.0% |
| 2006-08-01 | HK$270K | +35.0% |
| 2002-06-28 | HK$200K | — |